How to obtain a certificate for maternity capital: instructions

Conditions for receiving maternity capital

What is mat capital?
The main requirement remains the birth of a second child after 2007.

There are the following facts, without which it is not recommended to start registration.

Capital is issued only once per family.
Money can only be spent on certain purposes established in advance by the state.
Only genuine certificates in the established format can confirm the very right to receive assistance.
It is possible to apply criminal penalties for those who try to cash out funds or use them for other purposes.
There are no restrictions on the period of use of certificates.
The products can be used no earlier than the child reaches the age of three years.
Russian citizenship remains a prerequisite for receiving assistance.

Anyone who has a second child in their family has the right to help. Even the fact of adoption does not cancel this right. Most often, certificates are issued to mothers. If the father has become the only parent or adoptive parent, then he can count on government subsidies.

This right may cease for both the father and the mother due to certain circumstances, and then this type of state subsidy can be issued to a child from this family or children in equal shares, up to 23 years of age. With the condition that until this age he (they) will be full-time students in educational institutions of any form and the education received will not be considered additional education.

Certificates can be issued remotely if it is not possible to personally visit the PF office. Collecting documents and the registration procedure itself is not particularly difficult. This is confirmed by those who have already dealt with the issue.

It is not necessary to apply to the Pension Fund immediately after the child is born. And after a few years, no one will stop you from registering the funds. Nobody forces you to use funds right away.

Benefits can be not only federal, but also regional.

Who is entitled to maternity capital?

A mother who is a citizen of the Russian Federation and is raising more than one child (if the second and subsequent child was born from 2007 to 2021).
If a woman is raising more than two children and has not used the capital before.
The father who is the sole guardian or adoptive parent. And if the decision to adopt a child came into force in 2007.
The eldest child, who is studying full-time, receives state support. Once the eldest child reaches 23 years of age, no money is paid.

Innovations in 2021 regarding family state support

In December 2021, the president amended the Law “On Additional Measures of State Support for Families...” and extended the state program until 2021. In 2021, young families will be able to receive a certificate for maternity capital. The amount of assistance is not indexed and remains at the same level – 453,026 rubles.

The Government of the Russian Federation, by Resolution No. 253 of March 3, 2021, reduced the period for transferring financial assistance. Currently, the Pension Fund makes payments within 10 working days from the date of approval of the application. Previously, applicants waited 30 days for the result of consideration of an application for the use of maternal capital, then waited a month for the transfer of funds.

Changes in the maternity capital program also affected payments for educational institutions. The mandatory requirement to study at institutions accredited by the Ministry of Education has been removed.

Due to the fact that the issuance of certificates of registration of property rights has been cancelled, in order to approve the purchase of housing using funds from maternity capital, the applicant is required to provide an extract from the Unified State Register of Real Estate.

The legislation provides for several ways to obtain a certificate:

contact directly the territorial branch of the Pension Fund;
submit an application for maternity capital at the MFC;
send an electronic request through the State Services website.

The document is issued either electronically or on paper.

Procedure and deadlines for registration

Where can I submit an application for maternity capital?

You can apply for government assistance online. The government services portal will help you here.
On the website of the Pension Fund of the Russian Federation.
You can also personally come to the Pension Fund, to the territorial office.
If you are a citizen of the Russian Federation, but have left the country for permanent residence, then you should contact the Pension Fund in Moscow.
Go to any center that provides government services (for example, MFC).

The application will be considered for about a month. Next, the result of a positive or negative decision will be given. If the receipt of these funds is approved, the specialists will allow you to manage them.

There are also two options for obtaining a certificate: paper or electronic.

Procedure for registration

Step 1. We are waiting for the birthday or adoption (entry into force of the court decision on adoption) of the child. As soon as this happens, you can begin to apply for government support.

Step 2. We document our right. To do this, you need to obtain a certificate for maternity capital. This could be done at any time after the birth (adoption) of the child. The law does not limit parents in terms of time and does not force them to receive a certificate immediately after the right to capital arises.

You can receive a certificate even after several years - for example, before using it. To issue a certificate, you need to collect the necessary documents (they are listed below or on the Documents for receiving MK page) and take them to the territorial office of the Pension Fund of the Russian Federation. This can be done in person or through a representative. You can also send documents by mail (this point especially applies to those who are located or live abroad).

Step 3. Wait for the certificate to be received. The law provides two ways to obtain a certificate: you can pick it up at the Pension Fund office in person, or you can receive it by mail.

Registration of maternity capital, as already mentioned, consists of obtaining a certificate for maternity capital. After submitting all the necessary documents, the decision to issue a certificate is made by the authorized body within one month (no more). The certificate is issued or sent by mail within 5 days from the moment a satisfactory decision is made on the citizen’s application.

The time frame for receiving family capital is different. They depend on the direction chosen by the family for using capital. As a general rule, in order to be able to apply for maternity capital, you need to wait until the child’s third birthday or the time when three years have passed from the date of adoption of the child. If you plan to use the capital to repay a housing loan, then you do not need to wait three years - the capital can be used to pay off the debt immediately after receiving the certificate.

For which child is mat capital issued?

The sequence of actions after the birth of the second child will look like this:

We contact the registry office to issue a birth certificate for the child.
The citizenship of a child is an issue that should be dealt with by one of the local branches of the FMS.
Next, proceed to the application itself to obtain a certificate. All that remains is to collect all the documents and visit one of the branches of the Pension Fund.
You need to wait a maximum of a month for a decision.
A certificate is issued if a positive decision is made on a particular issue.

The applicant himself does not necessarily have to deal with absolutely all issues. A trusted person may also be responsible for the registration process. But you will still need a personal signature on the document on the day it is received.

Remote issuance of a certificate via mail is available to any citizens who live too far from Pension Fund branches. Or they cannot visit offices on their own for other reasons.

To register, clients can use the unified portal of government services. But even in this case, you cannot do without a personal visit to the office. Certificates and documents issued remotely will still have to be certified with personal signatures.

Registration procedure

The procedure for obtaining a certificate begins with the submission of an application in the prescribed form, which indicates the following information :

Information about the recipient of the certificate: full name, status, date and place of birth, gender, citizenship, SNILS number, address.
Information about children: full name, date and place of birth, citizenship.
Request for the issuance of a certificate and the basis for the emergence of rights.
List of applications.

The following are attached to the application:

Russian passport;
birth certificates;
documents or a mark on the citizenship of children;
child adoption certificate (if available).

If the applicant is a father or a child, additionally required :

mother's death certificate;
a court decision declaring the mother missing or depriving her of parental rights;
death certificates of both parents.

All papers are presented in the form of originals with copies attached. When receiving the certificate by another person, a notarized power of attorney is attached.

Documents for the certificate can be sent to the pension fund by registered mail with notification. In this case, copies of papers must be certified by a notary.

You can learn more about the procedure for obtaining a certificate from the video below:

Application for a one-time payment from maternity capital

All funds from this state support must be directed to strictly defined purposes prescribed in the Legislation of the Russian Federation. It is impossible to cash out maternity capital; all actions to withdraw funds are considered illegal.

However, in difficult years for the country, laws have been repeatedly adopted that make it completely legal to withdraw a certain amount from maternity capital in the form of a lump sum payment. Its features are that:

the owner of the certificate can spend the money on any current needs of the family without reporting to the Pension Fund.
All certificate holders can take advantage of this right, provided that they have unspent funds in their maternity capital account;
if the actual account balance is less than the amount specified in the law, then the balance is paid in full and the right to maternity capital is terminated.

This measure is not permanent and is applied only during particularly difficult periods of crisis in the country. This was the case in 2009 and 2010, then it was allowed to withdraw 12 thousand rubles from the account per year. In 2015, this payment was resumed and increased to 20 thousand rubles. In 2021 - up to 25 thousand rubles. It is possible that this measure will remain in effect in 2021, but there is currently no official decision on this matter.

Despite the fact that many companies offer to withdraw funds “legally” for a certain fee, you need to remember that this procedure is an illegal act, even if it is hidden behind a fictitious transaction for the purchase of housing.

As a result, the owner of the certificate may be recognized as an accomplice to the crime and suffer appropriate punishment for misuse of public funds. You can receive money in your hands legally only as a lump sum payment or compensation for costs incurred to purchase goods for disabled children.

To receive funds, a citizen must submit an application for a one-time payment to the territorial body of the Pension Fund. This application is filled out by the citizen or his authorized representative and must contain the following information:

name of the territorial body of the Pension Fund of the Russian Federation;
information about the owner (full name, status, insurance number (SNILS);
series and number of the certificate and by whom and when it was issued;
details of the identity document (passport data);
registration address;
address of actual place of residence;
the size of the lump sum payment;
bank account details;
list of submitted documents;
date and signature of the applicant.

If the applicant is a representative, then the application must also indicate information about him (his passport details, number and series of power of attorney, etc.).

It is also worth noting that in 2021 it was possible to submit an application for a lump sum payment with an application for a certificate. This is relevant for those citizens who have the right to maternity capital, but have not yet received the document itself.

According to Order of the Ministry of Labor dated June 27, 2021 No. 313n, in addition to the application to receive funds, the following documents must be submitted:

identification and place of residence of the owner (RF passport);
bank account details (bank deposit agreement, etc.).

The pension fund has the right to require other documents if the applicant is:

a minor child - official confirmation of his legal capacity is required (relevant court decision, etc.);
proxy - documents of a citizen, as well as a document on the basis of which he acts on behalf of the owner (passport, power of attorney, etc.).

Contact for

payments

need to

within the strictly established deadlines

(for example, in 2021 this had to be done between June 23 and December 31) by submitting a package of documents directly to the Pension Fund, by mail or electronically through government Internet portals (the official website of the Pension Fund or State Services).

After accepting all the necessary documents, the Pension Fund registers the application and issues a notification receipt to the applicant. Within a month, the information provided is checked and a decision is made.

If the right to payment is confirmed, then the funds are credited to the citizen’s specified account within another 30 days (in total, no more than 2 months from the date of filing the application until the money is transferred to the account).
In case of refusal, the Pension Fund sends the applicant a corresponding notice indicating the reason.

The government controls the target orientation of payments from maternity capital. It is prohibited to cash out the state certificate. The pension fund makes payments after reviewing and agreeing on the application for the disposal of family capital.

For 2021, there are no one-time payments in the amount of 25 thousand rubles. Families will not receive funds for personal expenses.

Monthly allowance

From 2021, an innovation regarding monthly cash payments to low-income families will come into effect. Law No. 418-FZ of December 28, 2021 approved the issuance of monthly benefits from family capital for families with income below 150% of the subsistence level (ML) of able-bodied citizens per person.

An application in the established standard form about the desire to dispose of funds (in whole or in part) of “Maternity Capital” (a standard application form can be obtained from the branch of the Russian (nearest registration) Pension Fund).
Document for “Maternity Capital” - a Certificate previously received at the branch of the Russian (closest by registration) Pension Fund at the place of passport registration.
The person who received this Certificate provides an Insurance Certificate (a document on compulsory pension insurance).
Passport or other document that identifies the recipient of the Certificate and funds of “Maternity Capital”.

According to the amendments to this Law, which were introduced into it in 2009, the mother or other person receiving “Maternity Capital” has the right to a one-time payment of a certain amount in cash. Since 2009, this amount has amounted to 12 thousand rubles; in 2012, these payments were stopped.

If we consider the entire period of validity of this federal Law, then the time frame for receiving money under “Maternity Capital” has always decreased over time. At the very beginning of the program, funds arrived within six months (six calendar months). Currently, these deadlines are as short as possible - they do not exceed two months, starting from the date of submission of the application to the Pension Fund.

If the funds that determine “Maternity Capital” are used to repay loans in order to improve the family’s housing issue, the purchase, construction of a home, a mortgage, then the Russian Pension Fund transfers the funds to the accounts of a specific credit organization over the next two months. An application to the Pension Fund for this operation should be submitted at any time, immediately after receiving the Certificate.

In all other cases, which are also aimed at improving the family’s housing issue, but do not relate to the above point, the transfer of funds by the Pension Fund occurs immediately after an affirmative answer to the parent’s application. This application should be submitted to the department of the Russian (closest registration) Pension Fund during the period specified by this Law, when the second child in the family is already three years old.

Certificate issuance

A maternity capital certificate is a personal document that entitles a large family to receive financial assistance from the state. The second, third and subsequent child must be born from 2007 to 2021.

To receive an electronic certificate, it is also mandatory to leave an application on the government services portal. Or you can go to your personal account on the official website of the Pension Fund. Then the citizen personally applies to the Pension Fund and provides all the necessary documents.

After the experts make a decision, a notification will be sent to your personal account along with an electronic certificate.

A citizen who has the right to receive a certificate for maternity capital can submit an application for disposal of the amount on any convenient day.

We collect and prepare documents

What is the algorithm of actions for obtaining mat capital?

Pension Fund employees keep documents for several weeks. Therefore, an advisable solution would be to create copies.

As for the list of papers itself, it will be standard for all departments.

Pension certificate, if available.
A document confirming the fact of adoption.
Information about registration in case of missing registration information.
A document describing the citizenship of the minor.
Documents for all other children, including the second child.
Passport from the applicant.

Documents are transmitted in person, via the Internet, or by mail, with the help of representatives.

In what cases can they refuse?

This usually requires a compelling reason.

The following categories of citizens cannot count on receiving support from the state:

Those who have previously received maternity capital.
Those who broke the law.
Citizens whose adoption has been canceled in court.
Those whom the court, by its decision, deprived of parental rights.

A legal reason for refusal may be the provision of information that does not correspond to reality. But most often they refuse because the application was completed incorrectly.

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Jun 13, 2017Content Manager

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Categories of citizens of the Russian Federation who have the right to apply for a certificate of social support:

a mother who gave birth to or adopted a second or subsequent child since January 1, 2007;
father raising 2 or more natural or adopted children alone;
a minor child whose both parents have been deprived of parental rights or have died;
an orphaned teenager under the age of 23, a full-time student at a university or college.

Please note that the child is considered the second, even if the first dies. But if the baby died during the first seven days of life, the certificate is not valid.

A prerequisite is that the mother and baby have Russian citizenship. This is confirmed by relevant documents.

The family will not incur any costs in connection with the registration of the certificate. There is no state fee when applying for financial support. And the amount of material assistance from the state is exempt from income tax.

When does the father receive maternity capital?

Most often, a certificate for maternal capital is issued by the mother. But there are situations when the procedure is carried out on behalf of the father. This is allowed if the mother, who had the right to receive maternity capital, died or was deprived of her family rights in relation to all or one of the children. Above is a complete list of documents for registration of maternity capital.

List of documents

The most important thing here is to provide documentation indicating the facts of the mother’s loss of the right to receive maternity capital.

These include:

biological death of the mother;
announcement of the mother of the deceased;
deprivation of her parental rights;
a court decision for an intentional criminal act committed against the person of one’s own child;
reversal of a court decision on the adoption of a child.

Important!
The death of both parents (adoptive parents) initiates the emergence of maternal capital rights in the children themselves. Acts on the death or recognition of both parents (adoptive parents) as dead, deprivation of their parental rights, commission of a deliberate crime against the personality of children, and cancellation of a court decision on the adoption of children are added to the general list.

Attention! Only official adoptive parents of completely strangers’ children can apply for the issuance of maternity capital.

If the adoption occurred in relation to a stepdaughter (stepson), then the right to maternity capital does not arise in this case.

Dear readers!

We describe typical ways to resolve legal issues, but each case is unique and requires individual legal assistance.

To quickly resolve your problem, we recommend contacting qualified lawyers on our website.

Persons who fall under the terms of the state family support program can apply for maternity capital through the MFC. The advantage of contacting the Multifunctional Center is saving time. You do not need to go to the Pension Fund office and stand in long lines.

Visitors are received by appointment. The MFC has a more convenient operating mode for busy citizens than the Pension Fund: the centers are open on weekdays and weekends.

The main stages of the procedure for registering maternity capital through the MFC:

providing a package of required documents;
consideration of the application lasts 5 days; if certain documents are missing or incorrectly drawn up, they may be returned for revision;
issuance or refusal of a certificate - the Pension Fund makes a decision within a month.

PF decision

The response is issued through the center or sent to the postal address of the person who requested the document. The delivery method must be indicated on the application form.

If the answer is positive, the applicant receives a certificate for maternity capital through the MFC. If the application is refused, the notice shall indicate compelling reasons for making such a decision.

How and when is maternity capital issued?

An application for a certificate is submitted along with the necessary package of attached documentation to the Pension Fund of Russia.
This can be done at absolutely any time from the moment the second or subsequent child appears in the family, whose year of birth is from 2007 and above. Important! The main thing is that if there are 3rd, 4th and other children, the applicant has not previously exercised his right to issue family capital. Because this is only allowed once in a lifetime.

You can submit documents:

in person, by mail or through a representative to the Pension Fund unit at the place of residence,
through the MFC or the government services website.

Important!
There is no exact deadline for submitting documents for maternity capital in the law. Therefore, copyright holders are not limited by any time frame. A response will be received within 1 month from the date of application. You are either given a certificate or refused to issue it with appropriate motivation.

Attention! In October 2021, it was decided to reduce this period by half, that is, to 15 days.

Deadlines for applying for funds in 2021

But the period for disposing of maternal capital is somewhat different.
An application for disposition may be submitted no earlier than three years from the date of birth of the child. If the right to receive maternity capital arose in connection with the adoption of a child, then three years must pass from the date of adoption. If a child without parental care, who has the right to such a measure of state support, wants to dispose of maternity capital, then he needs to wait until he comes of age or reaches full legal capacity.

Attention! Exception:

payment of a down payment or repayment of the principal debt and payment of interest on loans for the purchase or construction of residential premises;
acquisition of goods and services intended for social adaptation and integration of disabled children into society;
payment for paid educational services for the implementation of educational programs for preschool education and other related expenses;
receiving monthly payments.

Here you can submit an application immediately after issuing the certificate itself or simultaneously with the application for its issuance, and/or due to the emergence of a real need for it.

After submitting the required package of documents, it will be carefully checked and the application will be approved only if the results of such a check are positive. This will take at least 1 month.

If there are a lot of documents or additional verification is required, the deadline is extended.

Reasons for refusal

If a package of documents raises any suspicions or doubts about their authenticity, the Pension Fund has the right to refuse to transfer funds.
Even if the deal has already taken place. Reasons for refusal may be:

termination of the right to maternal capital;
violations of the procedure for filing an application for the disposal of maternal capital;
If the direction indicated in the application for the disposal of maternal capital is not provided for by law;
If the amount specified in the application for the disposal of maternal capital exceeds its full volume;
Restrictions on parental rights in relation to a child, in connection with whose birth the right to maternal capital arose;
The selection of a child, in connection with whose birth the right to family capital arose;
non-compliance of the organization with which the loan agreement for the purchase (construction) of residential premises was concluded with the requirements of current legislation;
Recognition of the purchased residential premises as unfit for habitation or recognition of the apartment building in which the residential premises are located as unsafe and subject to demolition or reconstruction.

Such refusal must be submitted in written, motivated form. Naturally, you can appeal it through the court.

Advice! However, before doing this, consult with professional lawyers about the advisability of filing a claim.

To avoid such incidents, it is necessary to conduct legal due diligence of transactions at the initial stages. Then you can be sure that everything will go well and receive some guarantees.

Download for viewing and printing:

Federal Law of May 23, 2015 N 131-FZ “On Amendments to Articles 7 and 10 of the Federal Law “On Additional Measures of State Support for Families with Children”

Federal Law of December 29, 2006 No. 256-FZ “On additional measures of state support for families with children”

We are waiting for a decision, we receive a certificate

List of documents

If all documents are in order, we receive a certificate

It takes a maximum of a month to review any applications. If the decision is positive, the applicant is informed about this no later than five days later.

They are informed that the documents have been accepted and reviewed.

The accuracy of the information provided by the applicant must be verified within exactly four weeks.

Pension Fund employees check whether there are any circumstances that prevent the receipt of certificates.

Several events are taking place:

Verifying the authenticity of the information provided.
Experts are finding out whether any restrictions or penalties have been imposed for violations of the rights and interests of the child.
The issue of deprivation of parental rights, if any, is being studied separately.

If the decision is positive, then the parent can receive a certificate in the prescribed form. And use the assets for three years after birth.

The document cannot be considered confirmation of the receipt of money. This is only proof of the right to disposal itself. Any transactions in connection with the issuance of a certificate are also controlled by the Pension Fund.

List of required documents

To apply for maternity capital, the applicant needs to provide to the MFC:

application for a certificate;
parent's passport;
SNILS codes of children and parents;
birth certificates of all children in the family;
confirmation of the citizenship of the 2nd born or adopted child (insert or stamp confirming the presence of Russian citizenship in the birth certificate).

In the event of the death of a mother or two parents, death certificates are attached; in case of deprivation of parental rights, the relevant papers are attached. If a mother and father have committed a crime against their children, they lose the right to financial state support. In this case, the teenager has the right to help.

The pension fund has the right to verify the accuracy of the information received by sending requests to government agencies.

Submission of documentation

MFCs operate on the principle of a “single window”: a range of services is provided in one place. A free operator serves clients on an electronic queue basis.

A multifunctional center specialist will help you fill out the application correctly and check the availability of papers from the required list of documents.

You provide original documents. In case of their absence, notarized copies are accepted. After entering the data into the database, the operator will return it to you.

Checking readiness

The request is registered in the system. You will be given a code to check the processing status of your application.

The application registration number is indicated in the upper left corner of the document acceptance receipt. To check the readiness of the certificate, enter the application code into the appropriate box on the MFC website, or dictate it to the operator by calling the hotline.

SMS notification service is available in branches of large cities. Check with the center's specialists for information about this type of notification.

What documents are needed for registration?

A certificate for maternal capital is issued only when the applicant submits a complete package of documents.

It includes papers:

a well-written application in the PF form;
applicant's passport;
birth certificates for all minors, not only those born, but also those officially adopted;
documents proving that all family members are Russian citizens;
certificate of registration or divorce;
if the papers are transferred by an authorized person, then his passport and a power of attorney certified by a notary are required.

Pension fund workers may require additional documentation from the applicant, for example, sometimes an extract from the house register is required, which confirms that the children live in the same living space with their parents.

Documents are reviewed within a month. If a positive decision is made, then PF employees notify the applicant about this within 5 days.

Within a month, fund employees check the accuracy of the information provided, and also find out whether there are any circumstances that act as an obstacle to issuing a certificate. The document proves the right of citizens to use budget funds.

Attention! If citizens are deprived of parental rights or have committed a crime against children, then they are deprived of the right to financial support from the state.

It’s also useful to read: Is maternity capital given for twins?