Maternity capital in 2021: amount for the first and second child, how to register and use it?

What is payment for the birth of a child?

Maternity capital is government subsidies for families in which children are born. Starting from 2021, payments are made at the birth of the first child. The program began to operate in 2007 in accordance with Federal Law No. 256 of 2006. During this period, the conditions for providing assistance changed, payments were indexed, and the terms of support for young families were extended.

Important! At the initiative of the President of the Russian Federation, the terms of support were extended until 2026 inclusive.

According to the conditions, parents cannot receive cash, but they have the right to issue a certificate and use the funds for their intended purpose. Administers the entire process and deals with payments to the Pension Fund; it is also the supervisory authority.

How often is maternity capital issued in 2021?

Maternity capital for children is issued once. It can be issued at the birth of the first child. When the second baby is born, the mother makes an additional payment. If the first baby was born before 2021, funds will be provided only at the birth of the second. Sometimes additional payments may be received after the birth of third and subsequent children. One certificate. You cannot get it again, even if you get married again and have another child. Money will not be given again.

Changes in maternity capital

At the birth of a baby, the family has the right to count on financial support of federal and regional significance. These are two different payments that are not interrelated.

Thanks to the changes introduced by President Putin, women who have given birth to their first baby since March 2021 can count on federal maternity capital. the president also initiated an increase in payments. He offered to support families in which a 4th child was born; now they have the right to claim repayment from the state of a previously taken out mortgage. In addition, there are regional programs to support young parents.

Important! You can receive a regional payment simultaneously with the federal one or at the birth of subsequent children.

Who will be denied a maternity capital certificate in 2021

The use of maternity capital will not be available to persons who are denied it, and this will happen in the following cases:

• The applicant cannot claim the money. For example, if this person's children were born/adopted before or after the opportunity to qualify for support became available.
• The applicant's right was terminated. An example of such a situation would be the deprivation of parental rights of a mother.
• The person who wrote the statement provided false information. For example, he incorrectly indicated the order of birth of children or “corrected” their dates of birth.

A certificate will not be issued even if this has already been done and the parent has spent the money.

How will maternity capital change in 2021?

Payment amounts

Thanks to indexation by 3%, which occurred for the first time in the last 5 years, the amount of payment for the first-born child corresponds to 466,617 rubles. At the birth of the second and subsequent children, the amount will be 616,617 rubles.

The amount of regional payments is regulated by local administrations, but the national average is 150,000 rubles. According to Vladimir Putin’s proposal, the supplement for large families to pay the mortgage should correspond to the amount of 450,000 rubles.

Important! You can take advantage of this benefit if the family gave birth to a 4th child after the beginning of 2007 and until December 2026.

What else can parents of their 4th child count on?

A family with 4 children is a large family, and therefore is entitled to various state support. Parents can count on:

• maternity capital at the federal level, if they have not previously used it;
• one-time benefit, according to Order of the relevant ministry No. 1012n of 2009;
• monthly payments up to 1.5 years in accordance with Federal Law No. 255 of 2006;
• monthly payments for up to 3 years in accordance with Federal Law No. 81 of 1995;
• participation in preferential programs established by Presidential Decree No. 431 of 1992.

Important! You can also receive a payment for adopted children, the main thing is to comply with all the conditions.

Registration procedure

To receive a certificate for maternity capital at the birth of the 4th baby, you must meet all the requirements and prepare the appropriate package of documents. All conditions and standards for the provision of maternity capital at the birth of a child are prescribed in Federal Law No. 256.

Terms of service

According to legal regulations, to obtain a certificate you must:

• the mother has Russian citizenship, the stateless father can also receive a payment if the woman is denied it;
• birth must occur after January 2007;
• payment is provided once.

Important! The applicant does not have to reside in the country, but he must have a legal connection with the baby (established relationship or adoption).

If the parents were previously deprived of parental rights or received a cancellation of adoption, the payment is made to the children. At the same time, it is divided in equal parts between minor brothers and sisters.

Where to contact

To obtain a certificate, you should contact the Pension Fund office at your place of residence. You can use the following methods:

• personal visit to the department;
• appeal through the MFC;
• filling out an online application on the State Services portal.

Package of documents

To confirm your right to payment, you should find out what documents are needed for registration and prepare the following kit:

• Applicant's passport
• SNILS
• Certificate of citizenship of the minor and the applicant

Important! If an adoptive parent applies, you need to prepare a court decision on the adoption of the child.

Additionally, the following documents may be required:

• death certificate of one of the parents;
• a court decision made in relation to one of the parents, for example, declaring him incompetent or depriving him of parental rights.

Important! If both parents were previously deprived of parental rights, only the children for whom they have rights are taken into account when calculating the amount.

How to register maternity capital for children after childbirth

Maternity capital 2021 is received by families where the first-born or second child was born (provided that the first-born was born before 2020). These funds come in the form of a certificate, which can be turned into an apartment, a house (by building it), education for a child, etc. Registration of the document in question is possible at any time, provided that the baby has already been born.

To apply for assistance, you will need to contact the Pension Fund. Starting from 2021, the Pension Fund itself forms a database, draws up a certificate, and people who are entitled to it can start applying for it. You just need to go to your personal account on the Pension Fund platform using the government services portal. In order not to waste time on interdepartmental exchange of information, an application for certification can be submitted in advance. In addition, filing an application will be necessary if the mother does not have an account with government services; the application is submitted if the child is being adopted.

Submitting an application is possible through the Pension Fund branch, at the MFC, by mail, using the electronic format on the government services website. The following documents must be submitted along with the application:

• Application with a request to issue a certificate by choosing any of the methods indicated above;
• A document confirming the presence of a child (birth certificate or court decision certifying adoption);
• The applicant’s passport, as well as SNILS;
• If the applicant is not the mother, documents confirming the transfer of this right to another person (certificate of the mother’s death or a court decision);
• Documents indicating the citizenship of the child, whose birth helped to qualify for maternity capital.

Personal submission is convenient because the papers are checked on the spot, and when registering online, you need to come additionally to demonstrate the originals to the Pension Fund.

You can receive the document virtually or during a personal visit to the Pension Fund. The virtual file will be available in the personal account of government services or the Pension Fund. It can be downloaded. For a paper version you will have to go to the Pension Fund branch. A personal visit cannot be avoided even when you personally submitted the papers.

You can contact any nearest branch. Registration does not matter. The main thing is to have the necessary personal documents with you. Matkapital 2021 is issued at record speed – the procedure takes only 5 days. If a delay occurs, it is usually due to inspections that are additionally ordered by other departments. If a decision has already been made, a person will be able to find out about it within 24 hours.

Deadlines

According to the regulations, there are certain deadlines for applying and receiving a certificate. You can apply for capital at any time, not necessarily immediately after the birth of the child. The main thing is to exercise your right during the period of validity of the law on state support. According to the innovations, the issuance of maternity capital has been extended until 2026 inclusive.

According to the new standards, the period for receiving a response has been reduced to 14 days, while previously the application was considered for a month. You can use the certificate immediately after it is issued, if there are grounds, or after the child turns 3 years old.

For what purposes can funds be spent?

The legislator has determined ways in which state aid can be used:

• improvement of living conditions (purchase of an apartment, private house, garden house from 2021);
• major repairs or reconstruction of existing housing;
• repayment of mortgage interest;
• education of children (including in preschool educational institutions);
• funded pension for mother;
• providing a disabled child with everything necessary (in this case, capital will become available immediately upon provision of evidence of the purchase of equipment and medicines).

Important! You can issue a certificate immediately, but with the exception of the last point, you can use the money after the child reaches 3 years of age.

According to the Government's plans, in 2021 families will be able to receive maternity capital again at the birth of their 4th child to pay off the mortgage. According to the norms of some regional programs, funds at the birth of a child can be spent on buying a car,

Question:

Can I count on maternity capital if I am not a citizen of the Russian Federation, but my Russian citizen wife has been deprived of parental rights?

>Answer:

According to the law, the mother and baby must have Russian citizenship. For certain reasons, a woman may be denied maternity capital, this also includes the case of deprivation of parental rights. The father has the right, regardless of citizenship, to apply for a certificate by collecting the appropriate set of documents. If he is also deprived of the right to payment, the money is intended for the children.

Question:

I have not previously applied for a certificate, can I get one at the birth of my 4th child?

Answer:

There are cases when families did not seek help for various reasons, for example, the first children were born before 2007, and the 4th baby appeared in a fairly mature family. Such parents have the right to collect documents and issue a certificate for the payment of funds in connection with the education of their children or the improvement of living conditions. Money for education can be used by any minor from the family.

Additional information for parents

Question to the expert

My wife, a citizen of the Russian Federation, was deprived of parental rights, and I do not have citizenship. Can I expect to receive a certificate?

In accordance with the law, MSC recipients must be citizens of the Russian Federation (mother and children). But under certain circumstances, the mother cannot become the owner of maternal capital (death, deprivation of rights). In this case, the father of the children will be able to receive it, and citizenship does not matter.

In the past, I did not apply for maternity capital. Recently our family welcomed a 4th baby. Can I spend the entire amount now?

If 3 children appeared in the family before the beginning of 2007, then the mother did not yet have the opportunity to receive maternity capital. In the event of the birth of the 4th child after the designated date, the woman can count on receiving the entire amount at once. Funds can be used for the education of any child under 24 years of age or for other purposes.

How to receive a monthly payment from maternity capital?

If the family has an officially low level of income, then you can receive a certain amount of money from MSC funds every month until the baby turns 3 years old. The payment amount corresponds to the minimum subsistence level provided for the child in the subject of residence. You can submit an application to the Pension Fund at any time before the child’s 3rd birthday. Upon initial application, the benefit is assigned until the child turns 1 year old. To continue payments, you will need to re-apply to the Pension Fund.