Benefit for a third child in 2021

What federal payments and benefits can you get for your third child?

At the birth of a third child in the family, parents have the right to the same payments and benefits as for previous children. In particular, these include:

• maternity benefits;
• one-time payment for early pregnancy registration;
• lump sum payment at birth;
• child care allowance up to 1.5 years;
• maternity capital (if the parents did not register it for their second child);
• Putin's payments from 3 to 7 years inclusive - for low-income people.

In addition, at the federal level, the following benefits are also provided for families with three children:

• repayment of part of the mortgage debt in the amount of 450,000 rubles from the federal budget;
• perpetual preferential mortgage rate 6%;
• benefits for paying property and land taxes;
• increased standard tax deductions for the third and subsequent children (summed with deductions for previous children);
• accounting for parental leave in the pension period;
• early retirement at age 57.

Later in the article we will look at them in more detail.

Maternity benefit for the third child

Maternity benefits are paid exclusively to the mother of the baby . It was specially designed to compensate women for lost earnings, because in the late stages of pregnancy it is already difficult, and sometimes impossible, to work.

In addition, after giving birth, the mother needs time to recover and care for the newborn.

Payments are due to women:

• officially employed;
• full-time students (both on a budgetary and commercial basis);
• serving in law enforcement agencies or in military service under a contract.

As for unemployed women, this benefit is given only to those who were fired due to the liquidation of the organization. But only on the condition that they managed to register as unemployed at the employment center within 1 year after their dismissal.

Maternity benefits are paid to these categories and when adopting a child under three months old. Maternity benefits are paid immediately for the prenatal and postnatal periods in full .

The amount of benefit for each woman is calculated individually.

For workers, the benefit is assigned in the amount of 100% of the average daily earnings for the 2 years preceding the sick leave.

The duration of leave depends on the duration of sick leave for pregnancy and childbirth. In a normal situation, the doctor will issue it for 140 days . If the birth takes place with complications or ahead of schedule, then by 156 days . And if a woman gives birth to twins (triplets, etc.), then paid sick leave will last 194 days .

To calculate the average daily earnings, you need to add up the entire official salary of the maternity leaver for the 2 years preceding the year of maternity leave. Divide the resulting amount by the number of days in past years - usually by 730 or 731 if there was a leap year. However, sick days and previous maternity leave days are not taken into account.

If the current maternity benefit is insignificant due to earlier maternity leave, the earlier years can be used to calculate the new benefit. But only on the condition that the amount of benefits increases from this.

When a woman works part-time for two or more employers for two years, she can receive maternity benefits for all places of work.

If a woman’s work experience is less than 6 months or her average earnings for the billing period are less than the minimum wage (minimum wage) established on the date of maternity leave, benefits are calculated based on the minimum wage.

From January 1, 2021, the minimum wage is 12,130 rubles. Accordingly, the minimum amount of maternity benefits in 2021:

• for workers - 55,830.60 rubles. ;
• for persons who voluntarily insure themselves with the Social Insurance Fund (individual entrepreneurs, lawyers, notaries, etc.) - RUB 54,780.60.

The amount of the minimum benefit may further decrease. For example, if a woman does not fully use maternity leave or has adopted a newborn.

In addition, the law establishes the maximum amount of maternity benefits. In 2021 it is:

• for standard maternity leave - 322,191.80 rubles ;
• for complicated childbirth - 359,013.72 rubles ;
• for multiple pregnancy - 446,465.78 rubles .

Maternity benefits for students, employees and the unemployed are calculated differently.

Students will receive the full amount of the scholarship, and employees will receive the full amount of money in proportion to the length of maternity leave.

The unemployed are paid benefits in a specific amount, which is indexed annually on February 1. In 2021, it amounted to 675.15 rubles per month.

To assign benefits, a woman applies for a sick leave certificate to a doctor. It will indicate the date of maternity leave and its planned duration. This sick leave must be taken to the accounting department for work/study/service, and for the unemployed - to social security, where they fill out the appropriate application.

Benefits for women registered in the early stages of pregnancy

To ensure that pregnant women begin seeing doctors on time, the state has approved a special one-time payment - a benefit for women who register with a medical organization in the early stages of pregnancy.

The following are entitled to it:

• women working under an employment contract;
• unemployed women laid off due to liquidation;
• those who have ceased to operate as individual entrepreneurs;
• full-time students;
• employees in law enforcement agencies or in the army under contract.

To receive benefits, you must register for pregnancy before 12 obstetric weeks .

The lump sum benefit is assigned and paid at the place of assignment and payment of maternity benefits. Accordingly, you must apply for benefits at your place of work, study, service or social protection authorities.

The basis for the appointment is a certificate from the antenatal clinic or other medical organization that registered the woman for pregnancy in the early stages.

This benefit is assigned and paid simultaneously with maternity benefits. That is, this certificate is issued together with sick leave for pregnancy and childbirth.

If the certificate is submitted later, the benefit will be assigned and paid no later than 10 days from the date of registration of this certificate.

Unemployed women are granted benefits no later than 10 days from the date of registration of the application with all the necessary documents. Social security authorities pay benefits by mail or to the woman’s personal account (personal card) no later than the 26th day of the month following the month of registration of the application with all the necessary documents.

The amount of the benefit for registration in the early stages of pregnancy in 2021 is 675.15 rubles.

The benefit is indexed annually along with other social payments.

One-time payments and benefits for the third child

Lump sum payments, as the name implies, are paid to families only once, while some of them are due during the woman’s pregnancy, and some only after the birth of the child.

It is important not to miss deadlines and arrange payments at your place of work or social security, because no one will return benefits retroactively.

One-time payment for those registered in the early stages of pregnancy

The payment for registering a pregnant woman with a housing complex up to 12 weeks is not that big. In 2021 it is 708.23 rubles. More often, this payment is processed immediately with the BiR allowance, so it is more convenient to submit the entire package of documents once and receive all the money at once.

To process the payment you will need:

• passport;
• statement;
• certificate of incapacity for work issued by the housing complex.

All these papers are submitted to the accounting department at work or to the Social Insurance Fund.

Allowance for caring for a third child up to 1.5 years old

A benefit for a third child can be applied for by either the mother or another relative (father, grandmother, aunt, etc.) who is actually caring for him.

Benefits for working citizens are paid only when taking parental leave.

At the same time, the person caring for the child can continue to work only part- time or at home (i.e., remotely).

For workers, this benefit is provided monthly in the amount of 40% of the employee’s average salary for the 2 previous calendar years of work .

At the same time, there is a legal minimum that will be assigned to the employee if his salary was below the established minimum value. Also, the minimum amount of benefits will be received by:

• unemployed persons;
• IP;
• those engaged in private practice (lawyers, notaries, etc.).

From June 1, 2021, the minimum allowance for caring for a third child under 1.5 years old is 6,752 rubles. It is the same for all of the above categories of citizens.

If a person takes care of two or more children under the age of 1.5 years, then the benefits for each of them are summed up . But in the end, the benefit should not exceed 100% of average earnings (for officially employed people).

The maximum amount of benefits for caring for the 3rd child in 2021 for officially employed people who are on parental leave is RUB 27,984.66 . For other recipients, the maximum payment amount is RUB 13,504.00.

Benefit for working parents

Everyone who works contacts their employer and arranges all payments with him. If for some reason the organization refuses to process the documents, you can go to the social protection authorities.

What benefits can you expect if you work:

• One-time benefit for registration in the early stages of pregnancy. To receive it, you need to register before 12 weeks. Amounts to 708.23 rubles.
• One-time benefit for the birth of a child. In 2021, this benefit is 18,886.32 rubles.
• BiR. Maternity benefit. They pay the mother of the child so that she can compensate for the earnings lost due to the period before the birth and restoration after it. Entitled to women who officially work, study full-time or work under a contract in military service. Calculated based on average daily earnings for the previous 2 years. The minimum amount in 2021 is 58,878.4 rubles, the maximum is 340,795 rubles for normal childbirth.
• Child care allowance up to 1.5 years old. It can be issued by both the mother and any other relative who will actually be on maternity leave. It is paid only when taking care leave. If you remain on a part-time basis, you will not be entitled to benefits. Calculated at 40% of the average salary for the last two years.

One-time payment upon birth of a child

The baby who is the third born in the family has the right to receive a one-time birth benefit. This benefit is paid in Russia for each child , excluding :

• family income;
• birth order of children;
• social status of the family.

When two or more children are born in a family, a woman becomes entitled to this payment. Payment is also due if the baby was born alive but died immediately after birth.

From February 1, 2021, the lump sum benefit for the birth of a child is RUB 18,004.12. This amount is the same for all categories of citizens, regardless of the fact of employment.

Like other benefits, the lump sum payment is indexed annually in accordance with the actual level of inflation.

One of the child’s parents (guardian/adoptive parent/adoptive parent) can apply for benefits at their place of work (service - for military personnel) or to the social security authority (if both parents do not work and do not pay contributions to the Social Insurance Fund).

Certificate for maternity capital

As you know, for the third child, as well as for the second, you can issue a certificate for receiving maternity capital, but there is just one very important detail.

If maternity capital has already been issued for the second child, it cannot be issued for the third.

There are cases when the only parent is not a woman, but a man. In this case, it is he who gets the right to receive maternity capital.

If twins are born in a family at once, then the amount of capital still remains unchanged.

What can funds from the state be spent on? This:

• Increase in mother's pension.
• The child receives an education (at the same time, parents cannot spend money on their own education).
• To improve living conditions.

Federal maternity capital for the third child

In general, maternity capital under the federal program is not provided for the third child. It is issued only for the first and second child.

However, if the applicant applying for maternity capital has not applied for it before for some reason, he can receive capital for a third child.

Let us remind you: maternity capital for a child can be obtained only if the applicant and the child are citizens of the Russian Federation.

You can receive federal maternity capital at the birth of your third child if:

1. 1. The two older children were born before 2007 (before the adoption of the Law on Maternal Capital).
2. 2. The family could not take part in the program.

In this case, the amount of maternity capital will be 466,617 rubles , and 616,617 rubles after 01/01/2020.

If the second child appeared after 01/01/2007, and the third child after 01/01/2020, but the applicant did not apply for maternity capital, he is entitled to it for the second child in the amount of 466,617 rubles . There will be no additional payment of 150,000 rubles for a third child .

Who is entitled to payments?

The law specifies certain conditions that an applicant must satisfy in order to receive a monthly benefit for a third child under 3 years of age in 2018 , namely:

1. Parents (or close relatives/guardians) are required to be registered at their place of residence in the region that receives subsidies to increase the birth rate. The list of these regions is updated every year.

Current list of subjects of the Russian Federation that pay benefits.

2. The date of birth of the baby must be no later than the law on monthly payments was adopted in a particular region (or a subject of the Russian Federation can set its own conditions, you need to check individually).
3. The average income per family member should not be higher than the minimum subsistence level in the average place of residence.

Regional benefits and benefits for the third child

There are also regional benefits:

• regional maternity capital (issued in addition to federal);
• free plot of land (in some regions, instead of land, large families are entitled to monetary compensation );
• monthly benefit up to 3 years of age (recommended by Decree of the President of the Russian Federation dated May 7, 2012 No. 606);
• tax benefits;
• priority admission of children to kindergarten;
• free meals for schoolchildren and students of colleges, technical schools, schools;
• free clubs and sections;
• free school and sports uniforms for the entire period of study at school;
• free medicines for children under 6 years old according to doctor's prescriptions;
• free travel on public transport;
• the opportunity to receive a voucher for health improvement;
• free entry to museums, exhibitions, parks 1 day per month;
• discount on utility bills - no less 30%;
• preferential loans, subsidies, interest-free loans for housing construction and the purchase of building materials;
• priority allocation of garden plots;
• employment of parents with many children, taking into account their needs and capabilities.

If parents with many children want to organize a farm, they can count on:

• allocation of land for these purposes;
• land tax benefits;
• financial assistance or interest-free loans to reimburse the costs of running such a household.

If parents with many children want to implement another small business option, they are entitled to:

• rent benefits;
• full and partial exemption from paying registration fees for entrepreneurs.

Fringe benefits

What else can parents who decide to have a third child in the family count on?

1. A family can take out a mortgage from a bank without a down payment of 10% and for a period of 30 years.
2. A real estate certificate with the ability to pay up to 90% of the amount, but the family must live in the country for at least 12 years, and the work experience must be at least more than 10 years.
3. In addition, a summer cottage plot is given for lifetime use.
4. Compensation for losses on utility bills in the amount of 50%.
5. Issuance of free prescriptions for children up to the age of majority.
6. Priority places in kindergartens.
7. Free entry to city leisure and cultural places.
8. Training on a budget in various additional clubs.
9. Distribution of textbooks in schools on a budgetary basis.
10. Completely free vouchers issued to various sanatoriums and camps.
11. Payment is only 50% for the child’s education at the university.
12. Issuance of scholarships.
13. In some regions of the country, it is possible for parents to be employed to work at home or part-time.
14. Additionally, parents have the right to an extended period of leave.
15. In all hospital rooms, large families must be admitted first.
16. Hot meals at school should be completely free.

1.5 million for the third child

Many families in which a third child was born are interested: will the state pay 1,500,000 rubles for him? Answer: no , it won't. Russian legislation does not provide for .

This question arises due to the fact that earlier draft law No. 571638-6 “On Amendments to the Federal Law “On Additional Measures of State Support for Families with Children” was submitted to the State Duma. He proposed to issue maternity capital only for the third child, but in the amount of 1.5 million rubles.

However, this bill was rejected back in 2015, and the maternity capital program was first extended for second children, and then expanded not to third children, but to first children born in 2021.

Allowance for a third child under 3 years of age

In accordance with Decree of the President of the Russian Federation dated May 7, 2012 No. 606 “On measures to implement the demographic policy of the Russian Federation,” an allowance is provided for the third child until he reaches 3 years of age.

This payment is not federal, but is only recommended for establishment in the regions. However, in constituent entities of the Russian Federation with a low birth rate (where on average there are less than two children per woman of reproductive age), this payment is co-financed from the federal budget.

The size of the benefit and the frequency of its payment are established by regional legislation. For 2021, 75 regions can participate in this program .

Monthly allowance for a third child in 2021

This benefit is assigned to those who have third and further children in the family (adults and deceased persons who have received a birth certificate are also considered).
It is equal to the cost of living for children in the place where the baby was born, although in some regions of the Russian Federation other conditions may be stated.

The monthly benefit for 3 children in 2021 is paid until the child reaches three years of age. In addition to benefits, large families can receive mortgage benefits.

ATTENTION: You can receive benefits not only for relatives, but also for adopted children, provided that they were adopted after December 31, 2015.

Regional lump sum benefit for the birth of a third child

In a number of regions, upon the birth of a third child, the family is entitled to a lump sum payment. The decision to assign such benefits to families is made based on financial capabilities and priority areas for the development of the region. Payment amounts vary in different regions of the Russian Federation.

The conditions for receiving this benefit are:

• financial well-being of the family;
• family composition;
• the age of the woman who gave birth (for example, up to 30 years).
• This benefit is aimed at stimulating the birth rate in certain regions, reducing the number of abortions and maximizing the reproductive potential of women of childbearing age.