Lullaby pension

Those mothers who have given birth and are raising three or more children are considered to have many children. The state values ​​such women and provides them with financial support in old age. The benefits under the law on the pension of a mother of many children concern not only additional benefits, but also the future pension of a woman with many children.

Increasing pensions for mothers of many children in 2021: latest news

With the onset of 2021, mothers with many children will have the opportunity to retire earlier than expected. This innovation was introduced in the pension reform in the fall of 2018 after Vladimir Putin’s bill (Article 28 of Federal Law of the Russian Federation No. 173 “On Labor Pensions in the Russian Federation”). Early exit, based on the amendment, will become available only to those women whose insurance coverage is at least 15 years (does not apply to women living in rural areas).

The more children a woman has, the earlier their retirement age will come. For example, mothers of five children will be able to retire at just 50 years old.

What is the pension for a mother of many children?

The bulk of a woman’s pension is the same as that of ordinary citizens. Her work experience and pension. the coefficient will be calculated in exactly the same way. The size of pension payments will primarily be determined by its deductions from salaries and insurance experience.

And the basic pension of a mother with many children will be increased by an allowance for having many children, which will vary depending on the number of children in the family. Also, as mentioned earlier, benefits will allow the mother to retire much earlier.

The nuances of early retirement are as follows:

1. A mother will not be able to retire early if she raised five children, but lost parental rights to 1 of them before the child reached the age of 8 years. If there are six children, but she is deprived of rights to two, the situation is similar. And on the rise.
2. If the mother was deprived of parental rights later - the child has long since turned eight, her right to early retirement remains in force (if other conditions have been met).
3. If a woman has obtained the necessary work experience while earning money in the Far North, then she can retire early with two or more children.

If a woman is 80 years old, the pension will be recalculated and will be increased additionally. Supplements will depend on the number of children:

• if there are two children, then from 6,440 to 12,800 rubles will be added to the pension;
• for three children they will add from 7200 to 14400 rubles;
• for 1 child they can add from 4,000 to 11,200 rubles.

Additional conditions for mothers to receive an increased pension were developed:

• children must have been born before 1990;
• mother was supposed to retire in 2015.

Retirement age for a mother of many children

In accordance with Federal Law No. 350-FZ “On Amendments to Certain Legislative Acts of the Russian Federation” dated October 3, 2018, retirement before the generally accepted period has become possible for mothers with 3 and 4 children. For women who have more children, the situation does not change. Their benefits continue.

Mothers who have 3 or 4 children can exercise their right to receive a preferential pension no earlier than 2020-2022. This is due to the gradual increase in the time for retirement and the unevenness of this process for the preferential category of workers.

It is important to note that such benefits relate only to reducing age limits and do not affect the amount of accruals.

Pensions for mothers of many children in 2021 (and in the future) will be determined according to general principles. It does not depend on the number of children.

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How is the pension of a mother of many children calculated?

The final pension amount for mothers with many children will depend on the following factors:

1. The amount of deductions withheld from the mother's salary.
2. Work experience.
3. IPK.

In 2021, pensions for mothers with many children will be calculated from two amounts: a fixed (labor) payment and an insurance payment. Mothers of many children (especially heroine mothers) spend a significant part of their working experience on maternity leave, for which she is awarded points. For a first-born, a woman receives 1.8 points, for two – 3.6, and for three, respectively, 5.4. No points are awarded with four or more children. By the way, maternity leave is also included in the length of service - one and a half years for each child. But in total, no more than six years are taken into account (for four children).

IPC is an abbreviation for the concept of “individual pension coefficient”. It denotes the very points awarded to a woman for children. The amount of the insurance pension will be calculated using the formula:

Pension = IPC * SPK (the value of the pension coefficient).

How much will they add to your pension? In numbers, the surcharge will look like this:

• for one child the amount of additional payment will be 3416 rubles;
• for two – 4270 rubles;
• for three children – 5124 rub.

Calculation of pension benefits for a child

An additional payment to the pension is accrued for raising children up to the age of 18 or up to 23 years (for full-time students).

To make an additional payment, you must do the following:

1. Contacting the Pension Fund (Pension Fund). The fund must fill out an application in the prescribed form. The application can be submitted in person, sent by mail or through the government services portal. In addition to the application, you must submit a list of documentation to the Pension Fund, namely:
   passport details;
2. SNILS;
3. children's birth certificate;
4. Marriage certificate;
5. address of the actual residence. A prerequisite is that the child must live with the applicant;
6. certificate of income of the applicant and spouse;
7. pensioner's ID;
8. employment history;
9. a certificate from the tax authority confirming the absence of income from business activities;
10. certificate of family composition;
11. document from the dependent’s place of study (for pupils and full-time students).

All documents must be prepared no earlier than a month before submission to the Pension Fund!

1. Checking the full list of documentation by Pension Fund employees. If a positive decision is made, additional payment is assigned starting from the next month. In case of refusal, PFR employees send the applicant a written notification indicating the reasons for the decision.

It is important to know!
Prosecutor's pension Some citizens of retirement age may receive bonuses automatically . Condition: raising disabled children.

What documents are needed to apply for a pension for a mother of many children?

To apply for an increase in pension and ensure early access to it, a mother of many children needs to contact the Pension Fund of Russia. Increases will not be accrued automatically - the process begins in the order of application. A woman will need to collect the necessary package of documents:

1. The application itself. It must be correctly composed, with a well-formulated request.
2. A copy of the Russian passport - confirmation that the mother has Russian citizenship, and her age is suitable for early retirement.
3. SNILS (a document in the form of a plastic card).
4. Employment history.
5. Other documents that confirm the required work experience of a mother of many children. Read more about the transition to an electronic version of the labor document here.
6. Certificates and documents about the current individual pension coefficient. They can only be issued at the regional center of the Pension Fund.
7. Copies of passports or birth certificates of each child.
8. If necessary, adoption documents.
9. A document confirming social status - a certificate of a mother of many children. It must be pre-issued, since the document has its own specific validity period - 1 year.

Preferential retirement for mothers of many children from 2021

The table indicates when the right to early retirement begins for women with 3 and 4 children according to new legal requirements:

In the first years of the transition period, it is more profitable for mothers of many children to apply for pensions according to generally accepted rules (without benefits). For example, if a woman was born in March 1965 and has three children:

• The benefit begins when you reach 57 years of age (in March 2022).
• As a general rule, you can apply for a pension at age 56.5 (in October 2021). The second method is preferable because it provides the opportunity to become a pensioner 6 months earlier.

The delay in the opportunity to receive the required preference is temporary. Retiring under a legally established benefit will become more profitable:

• from 2021 – for women with 4 children;
• from July 2021 (after age 57) – who has 3 children.

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With three children

According to Law No. 350-FZ, women with 3 children have the right to apply for a pension from the age of 57 (or earlier, if the generally established age for this is lower). In order to realize the required pension benefits for mothers of many children, you must submit an application to the Pension Fund of Russia.

Taking into account the fact that after checking the package of documents, new certificates or clarifications may be required, it is rational to submit the necessary papers six months before the grace period.

The documentation package for assigning a pension includes:

• Application in the prescribed form (the form can be obtained during a personal visit to the Pension Fund or downloaded from the website of this organization).
• Passport of a citizen of the Russian Federation with registration.
• Birth certificates for all children. If one of the children died after he turned 8 years old, a death certificate must be attached to the package of documents. If he died before 8 years of age, then he is not taken into account. Children are also not considered if the woman has been deprived of parental rights (or the procedure for canceling the adoption has been carried out).
• Work book.
• Other documents confirming insurance/work experience.
• A document confirming the right to additional benefits, for example, for single mothers or parents of disabled children.

The time for consideration of the application and verification of documents is 10 days. After that:

• The applicant will be notified that he has been assigned a pension for mothers of large families with three children (indicating the withdrawal period and the preliminary amount of accruals). If you disagree with the information provided, this decision can be challenged.
• New certificates must be provided (for example, if the mother receives preferences for work in the Far North or other hard work).

With four children

In this situation, the law provides for the right to early retirement upon reaching 56 years of age (or earlier, if the generally accepted age is lower). The application deadlines and documentation package for the Pension Fund are similar to the situation discussed in the previous section.

With five or more children

The right to benefits is determined by Federal Law No. 400-FZ “On Insurance Pensions” dated December 28, 2013. Such a mother with many children can receive a pension at the age of 50 if she meets the requirements for length of service, IPC, etc. This benefit is still relevant after the generally accepted retirement age has been increased. The table shows what conditions are needed to obtain the right to a pension: