To improve the demographic picture in the state, the government has developed a number of programs to improve the living standards of young families.
One of the federal programs is the “Young Family” program.

Many regions of the Russian Federation supported the government’s idea and are working with the program at the local regional level. This project works for a young family, also in the city of Tolyatti.

The regional program to improve living conditions for newlyweds is designed to provide government support for young spouses:

• When building your own home for living;
• Buying an apartment in a new high-rise building;
• Purchasing an apartment on the secondary housing market.

In Tolyatti, this program for regional provision of housing for young families has been operating since 2011, and the local authorities extended this federal project until 2021.

Regional principles of the project in Tolyatti

There are privileges for residents of Togliatti, which are offered by local authorities, as well as the authorities of the Samara region, this is the allocation of amounts from the local and regional budget to improve living conditions:

• For a young family with no children - 30.0% of the regional subsidy of the total cost of the selected property;
• If the newlyweds gave birth to a child, or adopted, then assistance in the Samara region will be 35.0%.

When a young family receives a certificate for a financial subsidy from the authorities of the city of Togliatti and the Samara region, they can use the certificate at their discretion, but only on the condition that these are options for purchasing residential real estate for the family.

For other purposes, the use of regional subsidies for the Young Family project is prohibited.

Options for using a state subsidy certificate:

• Down payment for taking out a mortgage loan in Tolyatti;
• Material resources are transferred without cash to the construction organization, or to the organization that built the new building.

In 2021, the Tolyatti city authorities made changes to the program for financing assistance to young families, so that they could become owners of their own apartment:

• Only newly built economy class housing can be purchased through a certificate;
• Transfer financial assistance for your own home construction;
• Buying housing on the secondary housing market today is prohibited.

A young family that is in line to receive a certificate and has received approval from the authorities for its issuance can apply for a mortgage loan from a bank in the city of Togliatti to purchase an economy class apartment in the city on mutually beneficial terms with a mortgage interest rate of 11.0% to 13.0%.

When a young family receives a certificate for a financial subsidy from the authorities of the city of Togliatti and the Samara region, they can use the certificate at their discretion

Young family Tolyatti queue 2021 when distribution

A young family under this subprogram is a family in which the age of each spouse or one parent in a single-parent family does not exceed 35 years (clause 6, paragraph “a” of the Rules for the provision of social benefits to young families, approved by the Decree of the Government of the Russian Federation of December 17, 2010 No. 1050, Appendix No. 3 – hereinafter the Rules):

Today it is already known that in 2021 it is planned to increase funding in a total amount to 88 - 90 million rubles. Financial analysts, in turn, note that there will most likely not be an increase next year, since funding in this area has decreased significantly over the past few years.

The terms of participation

The program for young families in the city of Togliatti has been in effect since 2011; more than 108.0 thousand young spouses have improved their living conditions after they were on the waiting list to receive a certificate.

In addition to young families with children, as well as those families that do not yet have children, single-parent families where one or more children are raised by one parent can get on the waiting list and receive a housing certificate.

To get in line to receive a housing certificate at the Togliatti City Hall (Shevtsova St. 6), the family must meet the following criteria:

• Both spouses are under 35 years of age;
• There must be documentary evidence that this family needs better living conditions;
• In a single-parent family, the parent has the right to a mortgage agreement if he is under 35 years old;
• The total family budget is not lower than the national average - 21,620.00 rubles, if a family with a child, then the income should be no less than 32,150.00 rubles. The monthly amount of mortgage payments should not be higher than 50.0% of the monthly income of the spouses;
• The family must have their own financial savings to pay the remaining amount for housing if they do not use a mortgage loan.

These conditions must be met, otherwise the family will not be able to be put on the waiting list in the city of Togliatti to receive a housing certificate for a regional financial subsidy.

“Young Family” program in 2019

• buy the necessary living space;
• build a personal household on them;
• pay to the housing cooperative and register the right to property;
• repay the loan that was taken out for the purchase of living space, it should have been issued before 01/01/11;
• make the first mortgage payment.

• newlyweds who do not yet have children can take advantage of a 30% discount;
• if a young couple has one child, then they have the right to buy housing at 35% cheaper;
• single-parent families will also receive a subsidy of 35% or more.
• spouses without children must have Russian passports;
• in families where there are one or more children, one of the parents must be a citizen of the Russian Federation.
• in an incomplete family, the parent must also have a Russian passport.

Information on calculating subsidies for housing certificates of the city of Tolyatti

The initial real estate that young spouses purchase with the help of a certificate is economy-class real estate, as well as mortgage loans, and the construction of their own residential house.

A family only has the opportunity to take part in the program of federal and regional regulation of the demographic situation in the state, helping young families get on their feet and have children, and get in line for a regional subsidy certificate, only once.

Each region of the Russian Federation allocates its own amount of subsidizing for a regional project on housing certificates.

There is a standard calculation for the allocation of financial resources by the federal budget, and regional authorities from their budgets contribute additional financial assistance to the housing certificate, so the amount of financial assistance to young families in all regions of the state may differ significantly from each other.

The amount of financial assistance to young families in all regions of the state may differ significantly from each other.

Formula for calculating housing certificate subsidies

The amount of subsidy allocated for each region is different, but there is a standard formula for calculating federal financial assistance from the state to young families to improve living conditions:

SJ =N x N x RJ

• SZh - the amount of the subsidy in the housing certificate;
• N is the index by which the subsidy amount is multiplied (0.30 for newlyweds without children, and 0.350 for families with one or more children);
• N - the price of one square meter of living space in the region in which the purchase of housing is carried out;
• RZh is the size of the apartment’s area for living (for a family that does not have children at the time of registration of the subsidy, the area for living for two is 42.0 square meters);
• If a family consists of more than three people, then the area of ​​minimum living comfort is calculated using the formula - 18.0 x p;
• 18 square meters per person;
• n (number of living members of a young family).

Subsidy calculation table

Calculation of the amount of financial subsidy for making a down payment under a mortgage agreement for a young family:

“Young Family” program in 2019

Some time ago there were rumors that it would soon end, but according to recent information it became known that the program was extended and even increased budget allocations for its implementation - officials plan to allocate one billion rubles from the state treasury annually.

All participants who apply for participation in the program will be able to receive a subsidy of up to 40% of the cost of the home, which means that purchasing an apartment does not have to be postponed. It is worth noting that social benefits are based on several criteria:

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Algorithm of actions for obtaining a housing certificate in Togliatti

To take part in this project to improve conditions, you need to know the order of all the actions in order to get on the waiting list.

First of all, you need to contact the territorial department for the distribution of housing under subsidies and preferential housing in Togliatti to find out how to obtain a housing certificate for a young family.

All information on this program can also be found on the official website of the “Young Family” housing program - this is how to get on the waiting list, under what conditions and when certificates are issued.

The procedure for placing young spouses on the housing queue in the city of Togliatti:

• Collect the documents required for submission;
• Applying to the local government to confirm the status of a family that needs housing;
• The procedure for submitting documents to the territorial housing distribution department;
• The time for reviewing the applicant’s documents is no more than 10 working days;
• After approval for participation in the program, spouses are put on a waiting list.

Step-by-step instructions for purchasing housing using social benefits

List of documents

List of documents that a young family in the city of Tolyatti needs to collect in order to be put on the queue to receive a housing certificate:

• A certificate from the housing office about the composition of the young family, and in what area the spouses live at the time of filing the application;
• If spouses are registered in different places, then housing office certificates are prepared separately for them at the place of registration;
• The original, as well as copies of all pages of the passports of both applicant spouses;
• Document confirming marital status (marriage certificate);
• If there are children, the original and copies of their birth document;
• An extract from the BTI, form No. 2, which confirms that each spouse does not have their own home. The certificate is issued for the last 5 years;
• Work records of spouses;
• Certificate F No. 2 of personal income tax on the income of each member of the young family.

You also need to confirm your personal savings to purchase a home and provide:

• A photocopy of the passbook indicating the amount of savings at the time of application. The photocopy is certified by the bank where the savings are kept;
• An extract from a bank branch about an existing individual savings account in this bank;
• Bank certificate of approval to issue a mortgage loan to this client. The amount of the maximum loan that the bank is ready to issue must be indicated;
• If there is maternity capital and the family wishes to use it to improve housing, then it is necessary to provide this type of certificate and attach an application for its use to it;
• You also need to provide a bank statement about the amount of maternity capital.

Photo gallery: Required documents

The essence of the project and its participants. Documentation

The program for creating comfortable conditions for young families in Togliatti involves the issuance of a cash grant in the form of a subsidy and contains a number of requirements that participants must meet. The document clearly regulates the procedure for receiving subsidies and where they can be used. Project participants can be two-parent and single-parent families that meet the following requirements:

• The age of each spouse or one of the parents must not exceed 35 years
• The family was recognized as being in dire need of improved living conditions;
• The couple has income sufficient to subsequently pay for part of the cost of housing that the subsidy will not cover;
• Citizenship of the Russian Federation;
• Residence in Togliatti and the region for at least 5 years.

If the requirements are met, the married couple can begin collecting a package of documents that will be submitted to the regional department for the distribution of living space at their place of residence. The documents are as follows:

1. Statement. The document must be drawn up in the accepted form and contain the following information: - Name; — The name of the authority where the application is submitted and the position of the official; — Applicant details: passport, full name; — Data on actual residence or registration; — Certificate from the Housing Office about family composition; — Technical data about the place of residence: area, footage, number of rooms; — Documents on privatization/non-privatization of housing; — Information about residence of other persons in the territory; — Information about the availability of other real estate and its size; — Benefits (if any); — Income of the whole family; — Information about persons responsible for paying the mortgage in the future; — Signature, date, seal.

   

2. Information about living space occupied for 5 years (from each place of residence), family composition.

   

3. Passports and copies of all adult family members (all pages);

   

4. Certificate of marriage/divorce, birth of children;

   

5. Certificate from the BTI and Rossreestr about the presence or absence of additional premises in the Samara region - from each (and in the wife’s premarital surname);

   

6. To confirm their income, young people submit personal income tax certificates to the authorities in Form 2 for the last six months. Documents proving the couple has money:

• A copy of the passbook of one of the parents, certified by the bank;
• Account statements;
• A certificate from the bank about the readiness to provide a loan (loan), which specifies its possible size.

  

Submitting documents to get in line

In addition to correctly collected and executed documents, you need to know the procedure for submitting them:

• If the family has not lived in the city of Tolyatti, or in the city of Samara and the region over the past 5 years, then supporting documents from the previous place of residence are required;
• Applications are submitted by 2 spouses together;
• All collected documents are valid for 30 calendar days;
• If the package of required documents is incomplete, then you need to supplement all the documents and resubmit the application;
• A contact phone number is required.

How to check the queue of a young family in Tolyatti?

After you have received confirmation of your placement on the queue, spouses can look at the queue and find out their turn in the “Young Family”.

To check the queue, you need to enter the passport details of the applicant for the queue on the official portal of the “Young Family” program and all the information will be displayed on the screen.

If the information does not appear, then you need to contact the department where you left the application so that they enter your data into the general register on the official website of the program for the Samara region.

Mortgage – Young family – in Tolyatti

In order for a young family to receive affordable housing in 2019 , it needs to participate in a mortgage. The most favorable conditions are offered by a mortgage at Sberbank, where the deposit rate is no more than 13%. One young family consisting of spouses under 35 years of age or parents raising children alone can participate in the program. If you and your spouse are over 35 years old, you are not eligible for this program.

Also, when applying through the program, you should remember that according to the rules of this year, payments to young families in Togliatti are not made when they purchase secondary housing. In addition, the money received cannot be used to repay an already taken loan.

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Latest news about Samara and the changes that have occurred

The latest news in Samara and the Samara region, and in the city of Tolyatti, not all 230 families planned for 2021 will receive housing in turn.

Budget funds are only enough to finance 143 young families. Funding for this project was not 100.0%, so it was necessary to reduce the number of certificates issued.

In the Samara region, there are more than 600 young families on the waiting list for the purchase of social housing.

Forum: Questions and answers

Question: How long should I wait to receive a home purchase certificate?

Answer: many families wait in line for several years. Most often, the waiting list comes up after 3 - 4 years after being placed on the waiting list.

Question: can you cash out funds on a certificate;

Answer: transfer of the amount on the housing certificate is made by bank transfer;

Question: can I buy an apartment second-hand using a certificate?

Answer: starting from 2021, in the city of Togliatti and the entire Samara region, it is prohibited to buy an apartment on the secondary housing market using a housing certificate.