Zemstvo teacher: terms of the 2021 program, documents and regions, how to become a participant

To qualify for the subsidy provided under the project, you will need to move to the village for permanent residence and begin working on a permanent basis. Then submit an application for participation in the program to the housing committee.

It was to correct the current situation that a program to support young professionals in rural areas was launched several years ago. The main goal of the project was to attract young people to villages and towns by creating favorable living conditions. The validity period of this method of social assistance provided by the state is fixed until 2021.

House in the village

The idea of the program is to attract teachers to villages and small towns, where there is a catastrophic shortage of them. According to a 2021 study by the All-Russian Popular Front, the number of teachers who reported that there are no subject teachers in their schools increased over the year from 48 to 51%. ONF experts interviewed 3,000 people from 83 regions of the country. Moreover, according to the Ministry of Education, out of 42,000 Russian schools, almost 26% are rural.

According to a survey on the state of the healthcare system conducted by the SuperJob service, Kazan received the highest marks for the work of medicine during the pandemic, the lowest was Volgograd, where the work of the healthcare system was rated 2.5 points out of five. In Moscow, the level of work of medical institutions during the pandemic was rated at 3.1, in Chelyabinsk and Krasnodar this figure was 2.9 points.

Social benefits for young teachers in 2021

For example, in Moscow there is a social mortgage program designed specifically for young specialists in the education and healthcare systems. The first payment under the program for an apartment or house in the amount of 50% of the cost is made by the regional government. The amount of the mortgage principal is also subsidized by the regional budget. The specialist will pay only the accrued interest at his own expense.

military service;
maternity leave;
full-time postgraduate studies;
internship or additional education.

A number of regional programs to help young teachers also limit the age of participants. The upper limit is 35 years, in some regions - 30 years. After this, even if the young specialist meets all other criteria, he will not be able to take part in a number of government programs.

State assistance to young specialists: what you need to know about it

The concept of “young specialist” is widely used in current laws, regulations and industry agreements. At the same time, the law has not developed clear criteria for classifying workers into this category of employees. Therefore, we will highlight the classification criteria based on an analysis of the Labor Code and industry agreements.

State program for the development of agriculture and regulation of markets for agricultural products, raw materials and food - Decree of the Government of the Russian Federation of July 14, 2012 No. 717 (as amended as of May 28, 2020).
State program of the Russian Federation “Healthcare Development”, approved by Decree of the Government of the Russian Federation of December 26, 2017 No. 1640. In the regions, programs are implemented through local subprograms for subsidizing housing costs.

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Support Programs for Young Teachers

The Zemstvo Teacher program will continue. The federal budget provides funding for it until the end of 2023. By his decree, Prime Minister Mikhail Mishustin adjusted the rules for the provision of subsidies allocated for this project.

The implementation of the program was discussed in detail at a meeting between Mikhail Mishustin and secondary school teachers in the Altai Territory, which took place in Barnaul on March 2, 2021. Teachers, in particular, were interested in whether there were plans to extend this program in the future. The Head of Government assured that it will be continued.

What is the program for teachers?

Information about innovations in the Zemstvo Teacher program appeared at the beginning of this year.
According to the latest data, the state will provide rural teachers with monetary compensation in the amount of 1 million rubles. In this case, the payment is not subject to state sanction. An important nuance is that the funds can be used for specific needs. These include:

Purchasing an apartment;
Purchasing materials for building and renovating a house;
To pay interest or to use as a down payment on a mortgage.

The main purpose of the financial payment is not only to encourage young employees to go to work in the village, but also to stay there on a permanent basis.

What support measures for teachers are being developed and are already in place in the Moscow region

Also, starting from 2021, every young teacher who finds a job in the Moscow region immediately after graduating from university receives allowances in the amount of 150 thousand rubles. The money is paid in two stages: 50 thousand - in the first year of work, 100 thousand - at the end of the second year. In addition, all young specialists in the region receive a monthly salary supplement of 6 thousand rubles. An identical bonus is paid to class teachers.

In the Moscow region, the best teachers are annually celebrated and financially rewarded. Thus, for winning an all-Russian competition, 200 thousand rubles are paid from the federal budget. Laureates of the regional stage receive 100 thousand rubles. from the government of the Moscow region.

Will there be any differences by region?

According to the data presented, the program is not yet limited to any regions.
The only possible nuance is that in the Moscow and Leningrad regions there will be a limit on the number of employees. Also, it may be possible to establish a rule for applying only with a preliminary application from the school itself. Read also: Housing subsidy for military personnel

To participate in the program, a school must meet the basic requirements:

The population in the selected rural area is no more than 50 thousand people. A teacher can apply for employment in a village, urban settlement, or even a small town, if the number of people living in them fits the established limits;
There must be a clear shortage of personnel in the selected area. In other words, the school should really need a young specialist.

Payments to young specialists and teaching staff

These funds can only be obtained by doctors, i.e. specialists who have higher education in the field of medicine and work in their specialty. The main rule in order to receive a payment is that the young specialist works for five years in a rural area. If an employee decides to leave work early, he will have to return part of the funds.

Young professionals receive certain types of benefits. Let's see what advantages future teachers have over students of other specializations. So, teachers who are employed as teachers or teachers on a permanent basis in a state institution are entitled to the following concessions:

The Zemstvo Teacher program started in 2021 on the initiative of Russian President Vladimir Putin. Its goal is to attract new teachers to rural areas. Under the terms of the program, teachers who move to work in villages or cities with a population of up to 50 thousand people receive a one-time compensation payment of 1 million rubles. If the settlement is located on the territory of the Far Eastern Federal District, then the compensation is 2 million rubles. To take part in the program, you must enter into an employment contract with a local school, committing to work there for at least five years. The list of vacancies is posted on the official website of the program https://zemteacher.apkpro.ru. You can also apply for participation here.

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Sberbank may also offer you to participate in the Young Family program if you are officially married. At the same time, the second spouse does not have to be a teacher either. Mortgages for young teachers from Sberbank retain the same conditions, but at the same time add some benefits to newly-made families. For example, a delay after the birth of a child.

The loan amount cannot be chosen arbitrarily. Just like the cost of housing. The amount is calculated taking into account your income and loan term. The monthly payment should not exceed 45% of the borrower's salary, otherwise such conditions will be too unaffordable. Of course, the presence of a spouse who is a co-borrower is also taken into account, which means his income also plays a role. Taking into account all these factors, the bank will calculate the maximum amount that it can issue to you.

What kind of program is it: “Housing for young professionals”?

The young specialist program is cumulative in nature and is offered to those people who do not have enough personal funds to purchase housing. The reason may also be the need to improve living conditions.

The young specialist program has three nuances:

It is necessary to accumulate funds for the purchase of housing for 18 months or more. Each city sets its own deadlines, but they cannot be less than 18 months.
Its participant must have an amount greater than 1/3 of the cost of the purchased housing.
The cost of purchased housing should not exceed 2.145 million rubles (average value, each region sets its own limit). If in a married couple both spouses fall under the program, then the cost of housing should not exceed 3.217 million.

The young specialist program allows you to purchase housing in both primary and secondary markets. The terms of the program also provide for a preferential interest rate on it.

Thousands of young teachers will receive preferential mortgage loans

— It is assumed that the AHML program will operate in all regions. At least in more than 60 regions, AHML partners are already ready to issue preferential loans to young teachers. But to a greater extent, of course, everything depends on the regional administration: where they have approved the regional program and rules for providing subsidies for the initial payment, and also created lists of subsidy recipients, in these regions teachers are already receiving mortgage loans at a preferential rate.

— Loans are issued in those regions in which regional programs have been developed locally and there is an understanding of the procedure for providing subsidies. Thus, the process has already been launched in the Ryazan, Tula, Nizhny Novgorod regions, and the Republic of Buryatia. Borrowers from the Irkutsk, Novgorod, Novosibirsk, Lipetsk, Kostroma and Tyumen regions are preparing for transactions.

Features of payment of allowances to young specialists

The previously effective Labor Code of the Russian Federation provided for special guarantees for young specialists in terms of job quotas, a special dismissal procedure for a certain category of young specialists, etc. In the current Labor Code of the Russian Federation, there are practically no guarantees enshrined at the federal level specifically for workers belonging to the category of young specialists. They are subject to a “general” regime of guarantees depending on the category of workers they belong to (including gender, complexity and danger of work, presence of children, etc.).

The young teacher’s age is 30-35 years.
Availability of secondary specialized or higher pedagogical education. The institution where the future teacher studied must be accredited by the state.
After graduation, a specialist must get a job in a government organization within 3 months.

Today this program is very common among young people. After all, after completing training in the target area, a young specialist not only receives a job, he can count on housing. There are also many other benefits provided for the “rural teacher”:

benefits for moving on public transport;
one-time payments in the amount of one or more average monthly salaries;
benefits for housing and communal services;
additional vacation payments;
benefits for the purchase of residential real estate;
benefits for related products that are required for the normal labor process.

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The main requirement for employment is the presence of specialized secondary or higher education in the relevant field. The educational level must correspond to qualification requirements and professional standards. The second, but no less important requirement is that the teacher must hold a position and teach for 5 years from the date of signing the papers in a town, village or municipality with a population of up to 50 thousand people. He is obliged to live there. The contract is concluded directly with the educational institution, and the weekly workload must exceed 18 hours.

The idea of encouraging teachers to move to small settlements was proposed by the President of the Russian Federation at his annual address to State Duma deputies last year. However, due to the inconsistency of the legislation and the lack of detailed elaboration, the bill will only be put into effect this year. “Zemstvo Teacher” will be funded at the federal level, and the program itself will be aimed at villages and small municipalities with a population of no more than 50 thousand people.

Benefits for teachers

The state is trying to raise the prestige of the teaching profession; conditions for receiving a preferential pension for teachers are already in place. The government also provides assistance to young teachers who cannot purchase their own housing. For most citizens of the Russian Federation, a mortgage is the only opportunity to purchase their own house or apartment, but getting it is not so easy. Lenders strictly assess the solvency of all clients, which is why teachers were deprived of the opportunity to obtain housing loans. Due to low incomes, teachers were often unable to save money even for a down payment. A new benefit program for teachers should solve this problem.

Who can receive

Not all teachers can take part in the preferential program. The borrower must meet the following requirements:

Be a working teacher with at least three years of experience, and he must have worked for one year at his last place of work.

Exceptions may include university graduates who have received a teaching degree. In their case, educational experience starting from one year is considered sufficient.

The program participant must have a good reputation with the management of the school or higher education institution.
The teacher must request funds for the purchase of housing in the territorial district where he lives. That is, benefits for teachers in the city of Moscow will not be approved if they permanently reside in the Krasnodar Territory.

Benefits for teachers in rural areas are better approved, because the administration is interested in such specialists and allocates more funds from the treasury for them.

The participant's income level must allow him to make a monthly bank payment.
The applicant must have a good credit history.
The age of the teacher should not exceed 35 years.
The program participant must not own real estate, and must live on an area of less than 18 sq.m. in order to qualify for benefits.

Bank conditions

Teachers have the right to apply for a mortgage under a preferential program in those banking institutions that cooperate with the social program. A list of such institutions is issued by local authorities. Since 2011, Sberbank has become a permanent participant in this preferential program. Using his example, you can consider the main nuances when applying for a preferential mortgage.

Sberbank has six mortgage programs, where loan rates are 10-12% per annum. The most favorable conditions are received by certain categories of borrowers, including young families. For young teachers and scientists, a mortgage loan from this bank is available with a minimum tariff plan. Typically, a down payment of 20% of the home price is required.

When purchasing housing in a new building, the down payment remains at 15%.

A housing loan cannot be provided for less than 300,000 rubles. If the borrower's age allows, the maximum mortgage term will be 30 years. That is, even after retirement, the debt must be repaid to the bank. The purchased property must be insured, and this is a mandatory condition of Sberbank. The borrower must know the amount of the insurance premium that will be charged before the mortgage loan is paid off.

Housing programs

Additionally, teachers have the right to participate in government housing programs.

Among them:

family mortgage loan;
maternal capital;
Far Eastern mortgage loan available to those who work in the relevant region.

Types of benefits

All teachers have access to the following range of benefits:

vacation increased from 42 to 56 days;
for 10 years of experience, a vacation of 1 year is provided with job retention;
salary supplements for additional work performed (for example, class management, leading a circle, etc.);
the opportunity to improve the qualification level every three years;
a chemistry teacher receives a bonus for working with substances hazardous to health;
additional payments for part-time teaching of several subjects;
the possibility of retirement after receiving 25 years of experience;
male teachers can only be drafted into the army during the spring draft.

The legislative framework

The issuance of mortgages to teachers is regulated by a number of legal acts. This list may change depending on the benefit program to which the citizen has become a participant.

This issue regulates:

Federal Law No. 102 “On Mortgage”, which appeared in 1998. This legal act reflects the interaction between the financial organization and the client according to the rules and regulations;
government decree number 1710, issued in 2017. It defines the rule according to which the population of the Russian Federation is provided with affordable housing;
Federal Law No. 256, which came into force in 2006. It lists the rules by which maternity capital is provided and used.

Teachers across the country are studying the conditions of the Zemstvo Teacher program

“When I saw the list of vacancies, I was very surprised that one of the schools in the Karl Marx farm has not had a mathematics teacher for 10 years. I just thought, how do children learn mathematics there, so I chose this school,” says mathematics teacher Svetlana Petrova.

Svetlana Petrova became the first participant in the Krasnodar region to apply for the Zemstvo Teacher program. She has been teaching mathematics in one of the schools in Krasnodar for 15 years. Last year I even became deputy director. But now Svetlana has decided to radically change her usual lifestyle and is going to move to a small village. There is a vacancy there just in her specialty.

Applying for a mortgage for teachers in 2021

At the federal level, there is no personal program for teachers in 2021. Previously, teachers received targeted support in the form of a subsidy amounting to 20% of the amount of purchased housing, and also made payments to the bank at a reduced interest rate of 8.5%. Citizens were provided with a cash certificate that could replace the down payment. However, the program was suspended at the beginning of 2021.

an identity card with a stamp indicating permanent registration;
completed application;
SNILS and TIN;
work book;
certificate 2-NDFL;
marriage or divorce certificate if the person was in an official family relationship;
documents confirming the birth of children, if present;
certificate for maternity capital, if it has been issued.

May 12, 2021 polrostov 55
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What documents are required to become a participant in the young specialist program?

Before you act, you need to collect the following package of documents:

Statement.
Original passports of all family members + copies.
Education document + copy. If the applicant is still studying, then a statement is needed indicating that he is in his final year of study.
A copy of the employment contract.
Work book + copy.
Marriage certificate + copy (for those who are married).
Certificate confirming that the applicant has no living space.
Birth or adoption certificates of children (if available).
A certificate stating that the applicant really needs the living space or its improvement. Issued after examination by the commission.
Copies of certificates and other documents confirming that the applicant has funds in the amount of 1/3 of the cost of housing.
An excerpt about the opened personal account from the bank.

If copies of your documents are notarized, then you do not need to bring the originals.