Federal Law of April 20, 2015 N 88-FZ “On a one-time payment from maternal (family) capital”

What does a monthly payment from MSC funds mean in 2021? At the end of December 2021, the President of the Russian Federation signed a law establishing measures to support families with small children from the state. Funds will be paid from maternal (family) capital for the second child born in the family after 2021, every month until he turns one and a half years old.

In addition to this innovation, a number of changes have been made to the maternity capital program, which should have a positive impact on the demographic situation in the country. These important innovations include:

• extension of the program until December 31, 2021;
• You can use MSC funds for the education of a preschooler without waiting for him to reach the age of three.

Initially, with the introduction of this program, the amount of funds under the certificate was 250 thousand rubles. Annual indexations increased the amount by the percentage established by Federal Law, taking into account the rate of inflation. As a result, maternity capital in 2021 amounted to:

• for the second - 639,432 rubles;
• for the first - 483,882 rubles.

Law on monthly payments for 2 children from maternity capital in 2021

The legislative basis for monthly payments to families from maternity capital funds is Federal Law No. 418, signed by the President on December 28, 2021 and approved by the Federation Council. Its validity begins on January 1, 2021, and from that moment on, the owner of the MSK certificate can, subject to certain parameters, qualify for a monthly benefit.

Families where a second or next child is born (adopted) can receive a measure of state assistance in the form of a maternity capital certificate. However, monthly payments from these funds are due only with the birth of the second child.

However, there are no restrictions on the use of these amounts. This means that a cash payment is transferred to the family for any needs, similar to one-time payments from MSC funds. If you can fully manage the funds of the certificate only in several directions, then one-time payments are given for current needs, limiting the recipient only to the amount.

The essence of this support

Federal Law No. 181 allows you to withdraw part of the money from maternal capital to use it for your own purposes. However, this measure is one-time and is used as an anti-crisis measure. Thus, parents have the right to withdraw 25 thousand rubles and spend them at their own discretion, without submitting a report to the Pension Fund office.

It is worth noting that similar payments were made previously. In particular, in 2009-2010 it was possible to receive 12 thousand rubles, and in 2015 this amount increased to 20 thousand rubles. V.V. Putin said during one of his interviews that he does not exclude the possibility of increasing this amount to 35-50 tr. in future. Federal Law No. 181 dated June 23, 2016

Who will be able to receive payment every month?

To receive funds from maternity capital every month, the following conditions must be met:

• the emergence of the right to issue a certificate;
• family need, documented.

It is necessary to calculate the total family income, dividing it among all members, and derive the ratio to the regional subsistence level of the working population. If this value is below 1.5 times the size, the family has the right to receive from the MSC every month a sum of money equal to the child’s subsistence level.

The calculation of the total and average per capita family income takes into account all cash payments and income received by all family members during the previous year. The following material quantities are involved here:

• official wages, remuneration under civil contracts (they can be confirmed by certificates from accounting and copies of contracts);
• pension and social payments, scholarships;
• compensation payments under government programs;
• insurance payments (for legal successors);
• income from activities (for entrepreneurs);
• monetary allowance (for military personnel).

Financial assistance from the state in the event of a natural disaster, as well as payments related to the consequences of terrorist actions and emergency incidents, cannot be added to the total family income.

The benefit is established until the child turns one and a half years old. But the initial period is one calendar year, after which you will need to contact the Pension Fund again and prove your need for payment. It is also possible to terminate the receipt of such benefits at the initiative of the certificate holder.

Payment termination occurs in the following cases:

• with full use of MSC funds;
• when the family moves to another locality;
• when the child reaches the age of one and a half years.

Features of filling out an application

At the moment, the Pension Fund and the MFC do not accept applications for a one-time payment. This is due to the fact that on July 23, 2021, an amendment to the current legislation is due to be issued, which involves the procedure for providing funds. However, it does not change the essence of filling out the application. You can come to the responsible authorities (MFC, Pension Fund) after 23.07 and provide documents for transferring money. Here's what you need to include in your application:

1. The name of the territorial branch of the Pension Fund.
2. Mother's last name, and in brackets her maiden name, first name and patronymic.
3. Applicant's status (mother, father or guardian).
4. SNILS number.
5. Certificate number that gives the right to receive money from the state.
6. Date of issue of the certificate and name of the authority that issued it.
7. Passport number, date of receipt and name of the organization that issued it.
8. Full address of place of residence, which is written using the formula index - subject of the Russian Federation - city - street - house - apartment.
9. Full address of the place of actual residence using the same formula.
10. Information about the authorized person, if the application is submitted not personally, but through third parties. In this case, it is necessary to issue a power of attorney and have it certified by a notary.
11. Indicate the required amount (today its maximum value is 25 thousand rubles).
12. Details for making a transfer.
13. Confirmation of the absence of offenses against children.
14. List of attached documents.
15. Date and signature.

Attention! applications can be found here.

Important nuances of submitting documents
This is a standard application form that must be completed properly. The MFC or Pension Fund specialist checks the information written in it with the data of the passport and certificate. After verification, the employee’s signature is affixed to the application, and the application is assigned a registration number. You can use it to track the progress of decision making.

How to calculate and who is entitled to monthly payments from maternity capital

The family can independently determine whether it is entitled to a monthly payment from MSC funds. To do this, you need to know the cost of living in your region. It is set quarterly by regional authorities, and you can check with the local administration or the social protection committee. For the calculation, the PM for able-bodied citizens, established for the 4th quarter of 2021, will be accepted.

For example, for the Moscow region, according to the relevant Resolution, the PM of an able-bodied citizen was 19,233 rubles. This is what we will use as a starting point when calculating a family’s need for government support.

According to the Law, each family member must receive at least 28,849.5 rubles, which is the size of the monthly wage of an able-bodied citizen multiplied by 1.5. Let's make a series of calculations:

1. All family income for 2021 is added up. It should be borne in mind that “black” income is taken before deduction of mandatory taxes.
2. Then the resulting amount must be divided by 12 (the number of months in a year). Afterwards, the monthly income for each family member is displayed.
3. The result is a value that is compared with 28849.5 rubles. If it is less, then the family has the right to receive a monthly payment from the MSC. It is not difficult to calculate that for a family of four people (2 children and parents) the monthly income should be at least 101,019 rubles, and for three people (2 children and one parent) at least 72,169.5 rubles.

The benefit is equal to one time the subsistence minimum per child in the 4th quarter of 2021, which will be 14,440 rubles.

Let us clarify that all calculations are taken for the Moscow region; in other regions the values ​​will differ. But the average payment across the country will be 10 thousand rubles per month.

Is it possible to withdraw money?

This new measure has become very popular in a short time among all Citizens of our country who fall under the maternity capital program. Before the law came into force, young families could also receive a one-time payment from the funds of the state support measure under discussion, but in the amount of 20 thousand rubles.

You might be interested ==> The size of the minimum retirement pension in the Penza region

When can I withdraw?

It doesn’t matter at all that you once already received 20,000 rubles in a lump sum payment format. The receipt of these funds was determined by the law in force at that time, which today has lost its relevance.

1. On March 1, 2021, an anti-crisis plan was signed, valid throughout 2021. Its first sections provide recommendations on who will be the first to receive cash from maternity capital - officials came to a compromise and gave priority to low-income families who are barely making ends meet in 2021.
2. At the end of March 2021, it was announced that a second payment to families was expected, and its size would be increased compared to the previous tranche. Preliminary meetings regarding a one-time payment in the amount of 20,000 rubles and 5,000 rubles issued monthly for 1 year, previously offered for those who provide strong evidence for receiving assistance, were put aside.
3. By April 19, it was precisely determined what format maternity capital benefits would take in 2021. 25,000 rubles will be given to all families that meet the law, regardless of the income of each family member.
4. In April, the bill went through numerous review sessions and was eventually submitted to the Duma for a vote. On May 3, this fact was published on the official website.
5. At the beginning of June, the law was approved by State Duma deputies, making 2 amendments; later it was agreed upon with the upper house of parliament and went to the president for signing. According to the amendments, the bill begins to take effect after official publication, as soon as the decisive signature of the President of Russia appears. The exact time frame for which the Pension Fund will complete the preparatory work before implementing the program in real life has not yet been announced.

Living wage table in Russia 2021

Since for the calculations the minimum for able-bodied citizens is accepted, and the payment is set at the minimum for a child, it makes sense to indicate them in the table by region of Russia. PMs established for the 4th quarter of 2021 are indicated and are valid until March 31, 2020.

Latest changes in maternity capital

There have been several important changes in 2021 that may affect many Russian families. Details can be read in Federal Law No. 256 and.

1. The program is extended until the end of 2021.
2. Possibility of receiving a monthly payment until the child reaches 1.5 years of age. However, the size of this payment depends on the region in which you live.
3. The ability to use money to pay for preschool education without waiting until the child is three years old.

Important! There will be no indexation of maternity capital in 2021, so the benefit amount will remain at the same level.

Nuances

Simultaneously with applying for a maternity capital certificate, you can apply for a benefit. If it occurs later, the following rules should be taken into account:

1. If the second child, with whose birth (adoption) the family received the right to a certificate and benefit, is under 6 months old on the date of filing the application, the benefit is accrued for the entire period from the date of birth (adoption).
2. If the application occurred after the child was 6 months old, then the benefit is issued on the date of application, i.e. excluding the elapsed period from the date of birth.
3. At the time of application, the second child should not be more than one and a half years old.

Based on this, it is advisable to submit documents for the issuance of a certificate and the establishment of benefits at the same time. They are provided to the authorities of the Pension Fund of Russia upon personal application or through the MFC.

Is there a one-time payment of 25,000 RUR

Formally, buying an apartment from relatives is not prohibited. Taking out a mortgage for this and paying it off with maternal capital is also not prohibited. The pension fund can even transfer money directly to relatives if the second child is already three years old. But the apartment should actually become the property of the family and children. The prosecutor's office will definitely check this. And if the pension fund doubts that the deal is real, they may be denied access to maternity capital. Checking family relationships is not so difficult: all state registers are now common.

Is it possible to cash out maternity capital through the purchase of real estate?

How and where can you cash out maternity capital? Are there any legal ways? I heard that there is some kind of one-time payment of 25 thousand rubles. There are also plenty of advertisements with offers to cash out mother capital.

May 12, 2021 semeiadvo 413

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Features of making an appointment with a specialist

Citizens are admitted to the Pension Fund using coupons. They are issued during the day, but there are quite a lot of people who want to use government money. Therefore, you have to come to most Pension Fund branches in advance. The number of coupons per day is limited, and they are issued during the first hour of operation of the branch. The process of making a one-time payment online

There is another way to get an appointment: make an appointment online on the Pension Fund website or through the State Services portal.

Important! Due to the lack of data synchronization on the websites of the Pension Fund and the State Services, there are situations when two people sign up for the same time. This is not a basis for refusing to provide one of them with services.

Only persons who have an account with State Services can make an appointment online through the Pension Fund website. To register on this site you must:

1. Go to it and click on the “Register” button.
2. Provide personal and passport information.
3. Provide a mobile phone number.
4. Enter the verification code and activate your account.

Registration process on the State Services portal
After this, you can log into your personal account and make an appointment.