What government benefits are available to low-income families?

Each region has established a certain subsistence level, which allows you to buy a basket of necessary products and goods to meet the needs of the family. And if citizens receive less income, they can count on government assistance by receiving benefits for low-income families in 2021. Payments to the poor are made not only in cash, but also in kind.

What is the benefit for low-income families in 2021?

Every low-income family that has received this status can count on support. Payments are made from the local budget; most often such assistance is provided for families with children. The state has provided the following social benefits for low-income families in 2021:

• Child benefits;
• Providing social mortgages on preferential terms;
• Subsidies for payment of utility bills;
• Tax deductions at the place of work;
• Free travel on public transport;
• Free meals in school canteens;
• Receiving a basket of products for a newborn in the children's kitchen.

The amount of the benefit depends on the situation and region of residence. Thus, it is possible to receive targeted assistance, for example, by September 1 to purchase goods for a schoolchild. In educational institutions, the amount of benefits for students from low-income families is determined independently.

General information

A family with an average per capita income below the subsistence level can be considered low-income.

Who are family members:

~grandparents

~ parents

~ natural and adopted children

~ stepfather and stepmother

~ stepson and stepdaughter

Family members must run a common household and live together. The parents must have a registered marriage. All adult family members must be employed or registered for unemployment. If there is no legal reason why an able-bodied family member does not work, then the family will not be recognized as poor. Different regions of the country may have their own criteria (except for federal ones) for determining the status of a low-income family.

Note. A single mother or father is recognized as a low-income family.

What incomes are taken into account when determining average per capita income:

~ salary at the place of work

~ any compensation for government or public duties

~ pension, scholarship and alimony

~ income from rental of any property

~ income from subsidiary farming

~ any other income (copyrights, shares and securities, interest on deposits)

All types of income are specified in Russian Government Decree No. 512.

Notes:

~ income from insurance payments and social benefits are not taken into account

~ the amount of alimony is deducted from the total income

Which family is low-income?

Only low-income families can count on payments. This status is determined based on average income over the last three months. If it turns out to be less than the subsistence minimum, a benefit will be assigned according to the website consultant.ru.

Thus, the following families can count on help:

• Incomplete, where there is only one parent;
• Large families;
• Those receiving a minimum income;
• Military families;
• Families that include pensioners and disabled people.

How to correctly calculate whether a low-income family is eligible for assistance in 2021?

For clarity, here is an example:
Calculation of income for benefits to the poor

A family where its members deliberately do not work or engage in bad habits will not be able to apply for benefits. To keep your income to a minimum, you need to register with the Employment Center and actively look for work.

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What is the one-time benefit for low-income families?

Currently, such families can receive the following one-time assistance benefits:

• Benefit for pregnant low-income people. To receive it, the mother needs to register for up to 12 weeks. The payment amount is 708.23 rubles.
• When a child is born, the state pays 18,886.32 rubles .
• Benefit for the poor for a child adopted from an orphanage. The amount is 18,886.32 rubles, but it can only be received six months after the court makes a verdict on adoption.
• Social benefits for low-income families on September 1. It is paid to help parents get their child ready for school. The amount of assistance depends on the region. Muscovites receive the most - 5 thousand rubles per child.
• Pregnant women, if their husbands serve in the RF Armed Forces during this period. They are entitled to 29,908.46 rubles .
• Financial support. The conditions for obtaining it vary depending on the subject of the Russian Federation. The amount also depends on the specific region.

In addition to these payments, other types of assistance may be established in each region.

One-time payments to the poor

Documents for benefits for low-income families

At the first stage of registration, you need to collect documents confirming your right to receive money. You must apply for benefits annually. The list of documents for benefits for the poor depends on the type of payment for which the request is submitted. The main list includes:

• Application requesting monthly payments;
• Personal document of parents;
• Birth certificate of babies;
• Certificate of family composition;
• Certificate of marriage or divorce;
• A paper confirming income for each member - issued by the employer or the Pension Fund;
• Bank account statement – ​​details for transferring benefits;
• Other papers, for example, a document from the Employment Center, a certificate of adoption.

Difficulties in assigning benefits may arise if one of the family members has disappeared, and it is not possible to establish his whereabouts and obtain certificates of income. In order for the payment to be assigned, it is necessary to obtain a certificate from the police about the initiation of a criminal case based on the search. Accordingly, you need to apply there.

Additionally, you may need certificates from educational institutions about pregnancy, service, etc. It all depends on the specific situation and type of financial assistance.

Extension of benefits for low-income children is carried out in the same way as the initial registration: you need to collect the same papers and write an application for extension.

Housing subsidy

The state provides assistance to low-income people to improve their living conditions. The subsidies apply to citizens of the Russian Federation. State programs are implemented by:

1. Registration of those in need of improved housing conditions. Social housing for low-income people is provided from the state or municipal housing stock.
2. Purchasing your own real estate or building a house using a social mortgage. It is distinguished by preferential interest rates, the presence of social guarantees, and the ability to pay the down payment or part of the loan using maternity capital. There are special programs that provide additional financing for repayment of a mortgage loan from budget funds. Thus, according to the “Young Family” program, up to 70% of the mortgage amount can be obtained from the state budget to pay for the cost of purchased housing. In 2021, low-income citizens will be issued mortgages for construction or finished housing at 6%, the rest of the interest will be covered from budget funds.

To register, you should contact local authorities, write an application and provide the following documents:

• passport of adult citizens;
• children's birth certificate;
• Marriage certificate;
• certificate of absence of residential property;
• certificate of family composition;
• income certificate.

The decision is made within a month, but before making it, the living conditions are examined by a commission. Mostly housing subsidies for low-income people are provided in the form of a certificate. To obtain housing in this way, you should follow the following algorithm:

• open a bank account for crediting certificate funds;
• choose residential real estate (when purchasing from a developer, its readiness must be more than 70%);
• draw up a purchase and sale agreement;
• provide an agreement to the bank to transfer funds to the seller;
• take a receipt from the seller about the receipt of money, draw up an act of acceptance and transfer of real estate;
• register property;
• provide a certificate of registration to the housing stock.

Conditions of receipt

Article 49 of the Housing Code of the Russian Federation states the right of low-income citizens to free priority housing. According to Article 51 of the Housing Code of the Russian Federation, citizens are recognized as in need of improved housing conditions and are registered for the allocation of social housing on the following grounds:

1. There are no residential property owners or social housing tenants among family members.
2. The premises in which low-income citizens live are unsuitable for habitation and are in disrepair.
3. One of the family members is seriously ill.
4. Several families live in one room (apartment, house).
5. Owned or rented housing does not meet established standards. According to the law, 1 person is entitled to at least 18 square meters. m of living space.

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What child benefits are intended for low-income families in 2021?

Let's look at the types of monthly charges.
Benefits for low-income families in 2021

As can be seen from the table, the amount of payment is determined at the regional level based on the cost of living. The more PM, the higher the benefit.

Important! You cannot receive a monthly child benefit for low-income families and a monthly cash payment for a child 3-7 years old for one child at the same time.

A single mother is not entitled to any separate payments other than compensation for food after childbirth, if it was prescribed to her by a medical institution. A single mother receives the same financial support as women raising children in a two-parent family. However, in some regions, extended assistance is provided for this category of persons.

Your lawyer

If a citizen who is entitled to tax benefits has several taxable objects , then the benefits are provided in relation to an object of one type to choose from. Before November 1 of the year, which will be the tax period for applying the benefit, beneficiaries provide notification of the selected tax objects for the assignment of a property tax benefit for individuals. If the appropriate notification is not provided on time, the tax benefit will be assigned to one object of each type for which the tax amount will be maximum.

However, if an application for a benefit was submitted by a citizen before December 31, 2014, there is no need to resubmit documents. If a citizen was unable to exercise his right to benefits on time, he has the right to contact the tax office with a request to recalculate the amount of tax and return the overpaid funds (for no more than three years).

Benefits for students from low-income families

What state social benefits are intended for low-income families up to 18 years of age:

• Compensation for travel on public transport. It is paid only if the child is forced to travel to school by public transport due to a lack of places in an institution located near the home. The size of the payment depends on the city of residence. On average, from 100 to 500 rubles are allocated every month.
• School uniform allowance. The amount is determined by regional authorities. For example, in St. Petersburg in 2018-2019. it is a little more than 4 thousand rubles.
• Scholarship. Full-time university students receive 2,010 rubles. If a child receives secondary vocational education, his scholarship will be 730 rubles.

Also at the regional level, children can receive the following types of assistance: free meals in school canteens, textbooks, free visits to museums, compensation for medications, etc.

You can learn about all benefits for children under 18 years of age from this article.

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The legislative framework

The issue of social security and various kinds of state guarantees for families with children and the poor is very extensive. It is regulated by a large number of laws and even more regulations.

To understand what payments are due to large low-income families, you need to pay attention to the country’s basic social security laws.

One of the fundamental documents is Federal Law No. 81-FZ of May 19, 1995 “On state benefits for citizens with children.” It sets out the principles, rules, reasons, conditions for the provision of state assistance.

Social guarantees for other categories of citizens are provided for by Federal Law dated July 17, 1999 No. 178-FZ “On State Social Assistance.”

On January 1, 2018, Federal Law No. 418-FZ dated December 28, 2017 “On monthly benefits for families with children” (hereinafter referred to as 418-FZ) came into force. It establishes the procedure and amount of payments to citizens of the Russian Federation in connection with the birth/adoption of a first/second child.

Additional benefits for the poor

What else families can count on:

• Benefits for utility bills.
• Obtaining free housing if the family does not have its own apartment or house suitable for permanent residence.
• Social mortgage loan.
• Free legal assistance.
• Obtaining places in kindergartens without waiting in line.
• Discounts on kindergarten fees.
• Financial assistance to university students.
• Discounts and compensation for travel.
• Dairy food for children under 3 years of age.
• Admission to an educational institution without competition (if one of the child’s parents is a disabled person of group 1).
• Benefits on products.

The full list of benefits depends on the subject of the Russian Federation.

Mortgage lending for the poor

By Decree of the Government of the Russian Federation dated December 30, 2017 No. 1711, a new program of preferential housing loans was adopted for families with two or more children. According to its terms, families who will have a second/third child from 01/01/18 to 12/31/22 can take out a mortgage at no more than 6% per annum for the purchase of housing on the primary market.

If a young family with a mortgage loan has a second child during the specified period, it has the right to refinance the existing mortgage, also at 6% per annum.

In both cases, rates above this six percent will be compensated by the state for credit institutions.

The program extends for several years from the date of registration of the subsidy:

• for 3 years - upon the birth of a second child from 2021;
• for 5 years - at the birth of the third child.

If a family received a subsidy in connection with the birth of a second child, but a third is born during the period of validity of the benefit, the subsidy is extended for another 5 years after the expiration of the first subsidy. Thus, the benefit will be valid for a total of 8 years. To do this, the third child must be born no later than December 31, 2022.

If the subsidy provided for the second child has expired, and a third child appears in the family before 2023, mortgage benefits will be renewed for 5 years from the date of his birth. The total subsidy period will last 8 years.

In addition, since 2019, with the birth of a third child, the family has the right to repay the mortgage amount in the amount of up to 450 thousand rubles.

Benefits for low-income families by September 1

Support for families with children in 2021 will be provided from the regional budget. Conditions for receiving benefits may vary depending on the region. Payment is provided for the purchase of school uniforms and stationery.

You can also ask your employer for financial assistance, but it is worth remembering that the manager may refuse. If the situation is completely critical and there is confirmation of this, then you can count on significant help from the employer.

At the same time, we should not forget about other assistance to low-income families. Thus, from January 1, a new benefit for low-income families for children from 3 to 7 years old is in force in the amount of half the subsistence minimum per child for the 2nd quarter of 2021. A family with children where the parents have lost their jobs will also receive 3,000 rubles for each minor child in August. One of the parents receives such a payment, even if both parents are on the labor exchange.

An application for appropriate assistance must be submitted before September 1; this can be done at the MFC or social protection authorities.

Do large families pay property tax?

We should not forget that legislation periodically undergoes various changes. Those. For clarification of information regarding the provision of benefits to citizens, as well as the process of their registration and the necessary package of documents, it is recommended to periodically check directly with the Federal Tax Service department or on the official website of this service.

We should not forget that this payment applies to local ones, i.e. all funds that the state receives from its collection are transferred to the budget of the constituent entity of the Russian Federation. In this regard, the regional authorities have the legal right to make certain adjustments to the collection procedure and other nuances regarding this tax.

Benefits for conscripts' wives

Pregnant wives of conscripts will begin to receive one-time assistance in the amount of 29,908.46 rubles . Eligibility for benefits does not depend on family income. However, it is worth noting that only the legal wives of conscripts whose pregnancy is at least 180 days can receive the payment.

Help will also be provided to those families of conscripts who have already given birth to a child. The benefit amount will be 12,817.91 rubles . These amounts are subject to indexation like other social payments. This resolution came into force on September 8, 2020.

How to calculate property tax if you are low-income

The Tax Service has changed its position regarding filling out field 101 “Payer Status” in payments for the transfer of insurance premiums. Now it is recommended for legal entities to use the status “01”, and individual entrepreneurs – “09”. A tax specialist talks about how to include prizes, financial assistance, as well as wages and vacation pay paid at the end of December in the 6-NDFL calculation. From 01/01/2020, insurance premiums in case of temporary disability and in connection with maternity must be paid to the Federal Tax Service.

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It is necessary to clarify that according to the new methodology, the tax will not be calculated for 2014, but only for 2021. And since the tax payment is calculated for the past year, the obligation to pay the tax determined based on the cadastral value will arise no earlier than 2020. The law stipulates that the transition to calculating tax using a new method should be completed by 2021.

How to apply for benefits for the poor through government services

To receive financial assistance through State Services, you need to follow a few simple steps:

• Log in to the portal. The account must be verified.
• Select type.

Next, choose whether you want to sign the question being created with your own electronic signature.

Then mark the following tabs:

• “Completing an application” - a form opens in which you need to fill out all the fields;
• then click on the “Submit” button.

Some fields will be filled in automatically, as they were specified by the Applicant when registering on the portal. Only the missing data will need to be completed.

If this is a monthly allowance for adequate nutrition for a pregnant woman from a low-income family, then you will have to scan and attach these documents to the application:

• a certificate confirming the presence of pregnancy;
• certificate of family composition at the place of residence;
• document confirming your presence in the region;
• a document confirming the income of family members for the last 3 months.

The completed application will go to the department, where it will be reviewed and a decision will be made on the assignment of benefits.

The status of the application can be tracked in your personal account. There is a special section “My Applications”, which contains all requests and applications compiled by the owner of the personal account.

When the service is completed, the result will also appear in this tab. The service is provided free of charge, the entire application is completed and sent within 15 minutes, and the result can be seen within 10 days.

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Is it possible for low-income citizens not to pay property taxes?

civilian personnel of the Soviet Army, Navy, internal affairs and state security bodies who held regular positions in military units, headquarters and institutions that were part of the active army during the Great Patriotic War, or persons who were in cities during this period, participation in the defense of which these persons are counted towards their length of service for the purpose of granting a pension on preferential terms established for military personnel of active army units;

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family members of military personnel who have lost their breadwinner. Benefits for family members of military personnel who have lost their breadwinner are provided on the basis of a pension certificate, which is stamped “widow (widower, mother, father) of a deceased soldier” or has a corresponding entry certified by the signature of the head of the institution that issued the pension certificate and the seal of this institution. If these family members are not pensioners, the benefit is provided to them on the basis of a certificate of death of a serviceman.

How to get clothing assistance for the poor?

This type of government support is available to Muscovites. If applicants do not have a social card, the social service center or social assistance center for families with children will issue goods in kind. If you have a card, it will be replenished with points, which can be spent instead of real money in stores of the partner network. Thus, refrigerators, washing machines or televisions are purchased in Moscow using a certificate.

For families with children, points are transferred to purchase children's goods. The size of such a top-up is 2,000 points (or 2,000 rubles).

What is a social card

A social card is a plastic carrier of information about the recipient of social assistance. It is issued to Russian citizens receiving payments from the state for the purpose of transparent accounting of incoming funds.

A bank account is linked to the social card, into which money is received, including benefits for low-income large families. With its help, discounted travel on transport is provided, purchase of discounted medicines, controlled preferential sanatorium and resort treatment, accrual of social discounts and much more.